227 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 227 Michoacan Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,945 sqft · built 2012
Lot Size	0.292 acres (12,718 sqft)
Owner	Individual Name on Record
Last Sale	$494,760 (Dec 2023)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-68002-180`

Property Details

APN / Parcel Number

Primary APN	`989-68002-180`
Alternative APN	`395204`

Interior

Stories	2 Stories
Building Area	2,945 sqft Living Area
Gross Area	3,363 sqft
1st Floor Area	1,733 sqft
Utility Area	60 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,718 sqft (0.292 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Pool Area	354 sqft
Porch	Open Porch
Porch Area	546 sqft

Location & Zoning

Street Address	227 MICHOACAN LOOP
City	LAREDO
State	TX
Zip	78045-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 2, LOT 18, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	4
Legal Block	2
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2029
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 MICHOACAN LOOP, LAREDO, TX 78045-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEO MORTGAGE SERVICES INC
Jun 18, 2020	Vendor's Lien, Transfer · VA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Jan 10, 2023
Deed Document Number	20231518296
Deed Book / Page	5579 / 608
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	004804/270
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	227 MICHOACAN LOOP, LAREDO, TX 78045-6634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4381/774
Date	Mar 8, 2018
Book Page	4381/774
Instrument	1322694

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 18, 2020
Property Address	227 MICHOACAN LOOP, LAREDO, TX 78045-6634
Document Number	004804/270
Book / Page	4804 / 270
Map Reference	VOL 28 PG 26-28
Instrument Date	Jun 12, 2020
Instrument	1395149
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 MICHOACAN LOOP, LAREDO, TX 78045-6634

Mortgage

Document Number	0001395150
Date	Jun 18, 2020
Instrument	1395150

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,066 (-0.56%) Land $186,193 Building $278,873	$465,066 (-0.56%) Land $186,193 Building $278,873
2025	$2,367.00 (-18.27%) Homeowner's exemption	$467,706 (+11.29%) Land $186,193 Building $281,513	$467,706 (+11.29%) Land $186,193 Building $281,513
2024	$2,896.00 (+9.61%)
2023		$420,256 Land $161,265 Building $258,991	$420,256 Land $161,265 Building $258,991
2022	$2,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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