Stephens County property record for 303 Farmer Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1992 |
| Lot Size | 6.61 acres (287,932 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 020D 024 |
| Primary APN | 020D 024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 287,932 sqft (6.61 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Carport | Carport |
| Carport Area | 462 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Utility Building | 64 sqft |
| Pole Barn | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 697000 |
|---|---|
| Old Parcel Number | 020D 024 |
| Street Address | 303 FARMER RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 5 S W FARMER S/D |
| Legal Subdivision | S W FARMER S/D |
| Legal Lot Number | 5 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 303 FARMER RD, TOCCOA, GA 30577-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2018 | Deed of Trust, Mortgage · Line of Credit NORTH GA CU |
| Jun 16, 2017 | Loan Modification, Mortgage · Conventional Mortgage NORTH GA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 1992 |
| Deed Sale | Dec 10, 1992 |
| Deed Document Number | 0000027825 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 303 FARMER RD, TOCCOA, GA 30577-3271 |
| Document Number | 0011640177 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Name | Verified Name |
|---|---|
| Address | 303 FARMER RD TOCCOA GA 305773271, TOCCOA, GA 30577-3271 |
| Document Number | 0011640177 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 001164/000177 |
| Name | NORTH GA CU |
|---|---|
| Type | Credit Union |
| Address | TOCCOA, GA 30577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 303 FARMER RD, TOCCOA, GA 30577-3271 |
| Document Number | 0011250058 |
| Book / Page | 001125 / 000058 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0011250058 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 001125/000058 |
| Name | NORTH GA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 20, 2022 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+20.78%) Homeowner's exemption | $96,038 (+54.16%) Land $9,717 Building $86,321 | $240,094 (+54.16%) Land $24,292 Building $215,802 |
| 2023 | $1,795.00 (+1.93%) Homeowner's exemption | $62,299 (+5.31%) Land $9,717 Building $52,582 | $155,748 (+5.31%) Land $24,292 Building $131,456 |
| 2022 | $1,761.00 Homeowner's exemption | $59,159 Land $9,717 Building $49,442 | $147,898 Land $24,292 Building $123,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Starlink Satellite | 280 / 30 |
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