Stephens County property record for 109 Farmer Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,288 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,338 (May 2015) |
| Tax Bill | $661 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020D 029 |
| Primary APN | 020D 029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Heated Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 168 sqft |
| Unfinished Basement | 952 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 304 sqft |
| Canopy | 378 sqft |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 696700 |
|---|---|
| Old Parcel Number | 020D 029 |
| Street Address | 109 FARMER RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACT 1 FARMER RD |
| Legal Subdivision | LARRY VINSON |
| Legal Tract | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 854, TOCCOA, GA 30577-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2015 · Amount on Record |
| Deed Sale | May 20, 2015 · Amount on Record |
| Prior Sale | Jul 18, 2014 |
| Deed Document Number | 0001065210 |
| Deed Book / Page | 1065 / 210 |
| Last Transfer Date | May 21, 2015 |
| Transfer Doc | 0010650210 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 109 FARMER RD, TOCCOA, GA 30577-2509 |
| Document Number | 0011800344 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 109 FARMER RD TOCCOA GA 305772509, TOCCOA, GA 30577-2509 |
| Document Number | 0011800344 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 001180/000344 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2049 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661.00 (+87.78%) Homeowner's exemption Disabled Person's exemption | $61,039 (+57.12%) Land $2,983 Building $58,056 | $152,596 (+57.12%) Land $7,457 Building $145,139 |
| 2023 | $352.00 (-68.23%) Homeowner's exemption | $38,849 (+4.34%) Land $2,983 Building $35,866 | $97,123 (+4.34%) Land $7,457 Building $89,666 |
| 2022 | $1,108.00 Homeowner's exemption | $37,233 Land $2,983 Building $34,250 | $93,081 Land $7,457 Building $85,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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