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103 Farmer Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 103 Farmer Rd, Toccoa, GA 30577 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,120 sqft · built 2008
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on File
Tax Bill$804 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN020D 029A

Property Details

APN / Parcel Number

Primary APN020D 029A
Alternative APN
  • 696705

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeMetal Frame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialMetal
Lot Area115,434 sqft (2.65 acres)

Exterior Amenities

PorchSlab
Porch Area448 sqft
Patio Area128 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number696705
Street Address103 FARMER RD
CityTOCCOA
StateGA
Zip30577-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARMER RD LOT & TRACTS 2 & 3
Legal Subdivision0200 - PRIMARY - SF
Legal Tract2,3
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1038
Census Tract970301

Owner

Source: Stephens County records · APN 020D 029A

Assessment roll updated March 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 FARMER RD, TOCCOA, GA 30577-2509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE
Oct 09, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE
May 31, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2025
Deed SaleJan 28, 2025
Prior SaleJul 31, 2008 · Amount on Record
Deed Book / Page1394 / 381
Prior Transfer DateDec 14, 2024
Prior Transfer Doc0013940381
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Recording DateApr 03, 2026
Property Address103 FARMER RD, TOCCOA, GA 30577-2509
Document Number0014450000000001
Book / Page1445 / 1
Instrument DateMar 30, 2026
Instrument202689
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 FARMER RD, TOCCOA, GA 30577-2509

Mortgage

Document Number0000000089,
DateApr 03, 2026
Book Page1445/1
Instrument202689
Lender
NameROCKET MORTGAGE
Agreement
AmountAmount Recorded
Term240 Months
DueMar 01, 2046
Interest
Rate5.98%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address103 FARMER RD, TOCCOA, GA 30577-2509
Transaction TypeMortgage
Record UpdatedNov 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 FARMER RD, TOCCOA, GA 30577-2509

Mortgage

Document Number0014260000000127
DateOct 09, 2025
Book Page0000001426/0000000127
Instrument2025003207
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2045

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address103 FARMER RD, TOCCOA, GA 30577-2509
Document Number0011800344
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 FARMER RD TOCCOA GA 305772509, TOCCOA, GA 30577-2509

Mortgage

Document Number0011800344
DateJun 13, 2019
Book Page001180/000344
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2049

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$804.00 (+70.7%) Homeowner's exemption Disabled Person's exemption$67,141 (+56.68%) Land $5,230 Building $61,911$167,852 (+56.68%) Land $13,074 Building $154,778
2023$471.00 (-60.98%) Homeowner's exemption$42,852 (+5.63%) Land $5,230 Building $37,622$107,129 (+5.63%) Land $13,074 Building $94,055
2022$1,207.00 Homeowner's exemption$40,567 Land $5,230 Building $35,337$101,417 Land $13,074 Building $88,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 51% of the US · above 67% of Georgia
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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