232 Elm Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 232 Elm Dr, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,400 sqft · built 1992
OwnerIndividual Name on Record
Last Sale$225,000 (Dec 2015)
Tax Bill$2,360 (2025)
Deeds & MortgagesMay 2021 Sale
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13E220005200

Property Details

APN / Parcel Number

Primary APN13E220005200
Alternative APNs
  • 001443
  • 1443

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area3,400 sqft Adjusted Area
1st Floor Area2,599 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Pool Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number001443
Street Address232 ELM DR
CityCOLUMBUS
StateMS
Zip39701-8546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description232 ELM DR LOT 47
Legal Range17E
Legal Township19N
Legal Section30
Legal SubdivisionELM LAKE RANCH
Legal Lot Number47
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group1
Census Block1037
Census Tract1000

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 ELM DR, COLUMBUS, MS 39701-8546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Warranty Deed, Transfer
Oct 13, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2015 · Amount on Record
Deed SaleDec 22, 2015 · Amount on Record
Deed Document Number0020158743
Deed Book / Page2015 / 8743
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateMay 11, 2021
Property Address232 ELM DR, COLUMBUS, MS 39701-8546
Document Number0020213676
Book / Page2021 / 3676
Instrument DateMay 3, 2021
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 ELM DR, COLUMBUS, MS 39701-8546

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address232 ELM DR, COLUMBUS, MS 39701-8546
Document Number0020174044
Book / Page002017 / 024044
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedNov 8, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 ELM DR COLUMBUS MS 397018546, COLUMBUS, MS 39701-8546

Mortgage

Document Number0020174044
DateOct 27, 2017
Book Page002017/024044
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,360.00 (+0.94%) Homeowner's exemption$27,659 (+13.01%)$276,590 (+13.01%) Land $30,000 Building $246,590
2024$2,338.00 (+15.51%)
2023$2,024.00 Homeowner's exemption$24,475$244,750 Land $30,000 Building $214,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims38 (1979–2002)
Claims Outside the SFHA4 of 38
Most Recent ClaimJan 2002 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1991 · 8 claims
  • Severe Storms & Flooding, Feb 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRAIRIE LAND WATER ASSOCIATION, INC
public/private · serves 2,500 people · EPA ID MS0440096
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Elm Dr

Nearby Streets

Search Property Records by Address or Parcel Number