303 E Social Row Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 303 E Social Row Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,885 sqft · built 1996
Lot Size	3.49 acres (152,024 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2014)
Tax Bill	$23,776 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`O67-03810-0057`

Property Details

APN / Parcel Number

Primary APN	`O67-03810-0057`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,885 sqft Living Area
Gross Area	5,725 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	152,024 sqft (3.49 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Frame Porch
Porch Area	919 sqft
Deck Area	235 sqft
Patio Area	470 sqft
Pole Barn	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	303 E SOCIAL ROW RD
City	DAYTON
State	OH
Zip	45458-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-3-28
Legal Subdivision	MRS
Legal Lot Number	57
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	40305

Owner

303 E Social Row Rd is owned and occupied by two individuals who bought it in October 2014.

Source: Montgomery County records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 E SOCIAL ROW RD, DAYTON, OH 45458-4733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit OLD FORT BANKING COMPANY
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING COMPANY
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE OLD FORT BANKING CO
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI SECURITY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2014 · Amount on File
Deed Sale	Oct 29, 2014 · Amount on File
Prior Sale	Aug 9, 2005 · Amount on File
Deed Document Number	201458109
Prior Transfer Date	Mar 25, 2009
Prior Transfer Doc	0000020488
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 20, 2026
Property Address	303 E SOCIAL ROW RD, DAYTON, OH 45458-4733
Document Number	0000023844
Instrument Date	Apr 9, 2026
Instrument	202623844
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E SOCIAL ROW RD, DAYTON, OH 45458-4733

Mortgage

Document Number	0000023844,
Date	Apr 20, 2026
Instrument	202623844

Lender

Name	OLD FORT BANKING COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2036

Interest

Rate Type	Balloon
Rate	6.11%
Initial Type	Balloon
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	303 E SOCIAL ROW RD, DAYTON, OH 45458-4733
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007952
Date	Feb 16, 2024
Instrument	2024-00007952

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	33 E MARKET ST, TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 2, 2034

Interest

Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	303 E SOCIAL ROW RD, DAYTON, OH 45458-4733
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	LANDMARK TTL AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009418
Date	Feb 8, 2021
Instrument	2021-00009418

Lender

Name	THE OLD FORT BANKING CO
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	303 E SOCIAL ROW RD, DAYTON, OH 45458-4733
Document Number	0000027430
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 E SOCIAL ROW RD CENTERVILLE OH 454584733, CENTERVILLE, OH 45458-4733

Mortgage

Document Number	0000027430
Date	May 12, 2020
Instrument	27430

Lender

Name	SECURITY NAT'L BK
Type	Bank
Address	SPRINGFIELD, OH 45502

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,360 Land $69,780 Building $284,580	$1,012,440 Land $199,360 Building $813,080
2024	$23,776.00 (+8.82%)
2023	$21,848.00 (+16.83%)	$354,360 (+47.67%) Land $69,780 Building $284,580	$1,012,440 Land $199,360 Building $813,080
2022	$18,700.00	$239,970 Land $47,150 Building $192,820
2020			$685,620 Land $134,700 Building $550,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 E Social Row Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 E Social Row Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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