281 E Social Row Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 281 E Social Row Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,564 sqft · built 1952
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Jul 2018)
Tax Bill	$10,034 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`O67 03810 0036`

Property Details

APN / Parcel Number

Primary APN	`O67 03810 0036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	600 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	61,420 sqft (1.41 acres)
Terrain	Below Road/Slope
Garage Type	Detached
Garage Area	1,560 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	674 sqft
Deck Area	180 sqft
Patio Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 E SOCIAL ROW RD
City	DAYTON
State	OH
Zip	45458-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-3-28
Legal Subdivision	MRS
Legal Lot Number	36
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	40305

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 E SOCIAL ROW RD, DAYTON, OH 45458-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 15, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jul 17, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDUSA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jul 25, 2000 · Amount on Record
Deed Document Number	2018-00041298
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	281 E SOCIAL ROW RD, DAYTON, OH 45458-4411
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023479
Date	Apr 6, 2022
Instrument	2022-00023479

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	26211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	281 E SOCIAL ROW RD, DAYTON, OH 45458-4411
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E SOCIAL ROW RD, DAYTON, OH 45458-4411

Mortgage

Document Number	0000018217
Date	Mar 15, 2022
Instrument	2022-00018217

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	281 E SOCIAL ROW RD, DAYTON, OH 45458-4411
Document Number	0000046928
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E SOCIAL ROW RD DAYTON OH 454584411, DAYTON, OH 45458-4411

Mortgage

Document Number	0000046928
Date	Aug 13, 2020
Instrument	46928

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 17, 2018
Property Address	281 E SOCIAL ROW RD, DAYTON, OH 45458-4411
Document Number	0000041298
Instrument Date	Jun 28, 2018
Instrument	41298
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,047.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E SOCIAL ROW RD DAYTON OH 454584411, DAYTON, OH 45458-4411

Mortgage

Document Number	41299
Date	Jul 17, 2018
Instrument	41299

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	281 E SOCIAL ROW RD, DAYTON, OH 45458-4411
Document Number	0000039492
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 E SOCIAL ROW RD CENTERVILLE OH 454584411, CENTERVILLE, OH 45458-4411

Mortgage

Document Number	0000039492
Date	Jul 10, 2017
Instrument	39492

Lender

Name	MIDUSA CU
Type	Credit Union
Address	MIDDLETOWN, OH 45005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 9, 2027

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,120 (-) Land $35,590 Building $111,530
2024	$10,034.00 (+10.65%)
2023	$9,068.00 (+3.17%)	$147,120 (+30.38%) Land $35,590 Building $111,530	$420,350 (+30.39%) Land $101,680 Building $318,670
2022	$8,789.00	$112,840 Land $24,050 Building $88,790
2020			$322,390 Land $68,700 Building $253,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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