303 Cutrone Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 303 Cutrone Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1996
Lot Size	0.214 acres (9,326 sqft)
Owner	Individual Name on File
Last Sale	$54,900 (Jan 2012)
Tax Bill	$292 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-17-689600-000481`

Property Details

APN / Parcel Number

Primary APN	`26-29-17-689600-000481`
Alternative APNs	`172926689600000481` `72926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,042 sqft Living Area
Gross Area	1,328 sqft
1st Floor Area	1,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,326 sqft (0.214 acres)
Lot Dimensions	141 ft deep x 66.4 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	286 sqft
Porch	Unfinished Open Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	303 CUTRONE RD
City	WINTER HAVEN
State	FL
Zip	33880-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUTRONE PARK UNIT 2 PB 41 PG 4 LOTS 48 E 7.13 FT AND 49 LESS E 10.7 FT
Legal Range	26E
Legal Township	29S
Legal Section	17
Legal Subdivision	CUTRONE PARK UNIT 2
Legal Tract	689600
Legal Block	3
Legal Lot Number	48
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3004
Census Tract	14501

Owner

303 Cutrone Rd is owned and occupied by an individual who bought it in January 2012.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	303 CUTRONE RD, WINTER HAVEN, FL 33880-5602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2012 · Amount on File
Deed Sale	Jan 13, 2012 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	20127973
Deed Book / Page	8559 / 1420
Prior Transfer Date	Sep 5, 2005
Prior Transfer Doc	0000215913
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	303 CUTRONE RD, WINTER HAVEN, FL 33880-5602
Document Number	0109442177
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CUTRONE RD WINTER HAVEN FL 338805602, WINTER HAVEN, FL 33880-5602

Mortgage

Document Number	0109442177
Date	Aug 19, 2019
Book Page	010944/002177
Instrument	174629

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 303 Cutrone Rd was $292 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,940 (+2.7%)	$104,580 (-1.56%) Land $9,728 Building $94,852
2025	$292.00 Homeowner's exemption	$47,653	$106,236 Land $9,728 Building $96,508
2023	$736.00 (+6.36%) Homeowner's exemption	$44,961 (+3%)	$109,569 (+18.19%) Land $9,306 Building $100,263
2022	$692.00 Homeowner's exemption	$43,651	$92,709 Land $7,735 Building $84,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Cutrone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Cutrone Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20