232 Cutrone Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 232 Cutrone Rd, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1940
Lot Size	1 acres (43,564 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jun 2026)
Tax Bill	$749 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-17-000000-034006`

Property Details

APN / Parcel Number

Primary APN	`26-29-17-000000-034006`
Alternative APNs	`172926000000034006` `72926000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	43,564 sqft
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	384 sqft

Location & Zoning

Street Address	232 CUTRONE RD
City	WINTER HAVEN
State	FL
Zip	33880-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 262.9 FT OF N1/2 OF N1/2 OF S1/2 OF SW1/4 OF NW1/4
Legal Range	26E
Legal Township	29S
Legal Section	17
Legal Subdivision	CRUMPTON BUILDERS
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3005
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-17-000000-034006

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4740 BOMBER RD, BARTOW, FL 33830-9711
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer PEER TITLE INC, PEER TITLE
Apr 20, 2026	Warranty Deed, Transfer · Balloon Mortgage PER TITLE, PEER TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Apr 20, 2026 · Amount on Record
Deed Document Number	2026150464
Deed Book / Page	14049 / 1089
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 24, 2026
Property Address	232 CUTRONE RD, WINTER HAVEN, FL 33880-7610
Document Number	0000150464
Book / Page	14049 / 1089
Instrument Date	Jun 18, 2026
Instrument	2026150464
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	PEER TITLE INC, PEER TITLE

Transaction

Amount	Amount Recorded
Tax	$140,693.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 BOMBER RD, BARTOW, FL 33830-9711

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 20, 2026
Property Address	232 CUTRONE RD, WINTER HAVEN, FL 33880-7610
Document Number	0000092806
Book / Page	13963 / 2263
Instrument Date	Apr 15, 2026
Instrument	2026.92806
Transaction Type	Transfer
Record Updated	May 01, 2026
Title Company	PER TITLE, PEER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092807,
Date	Apr 20, 2026
Book Page	13963/2265
Instrument	2026.92807

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Interest

Rate Type	Balloon
Rate	6%
Initial Type	Balloon
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$749.00 (-45.53%)	$57,993 (-1.59%) Land $13,501 Building $44,492	$57,993 (-1.59%) Land $13,501 Building $44,492
2024	$1,375.00 (+14.68%)
2023	$1,199.00 (+11.02%)	$58,929 (+23.12%) Land $13,001 Building $45,928	$58,929 (+23.12%) Land $13,001 Building $45,928
2022	$1,080.00	$47,862 Land $10,801 Building $37,061	$47,862 Land $10,801 Building $37,061

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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