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299 Cutrone Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 299 Cutrone Rd, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 940 sqft · built 1995
Lot Size0.226 acres (9,827 sqft)
OwnerIndividual Name on File
Last Sale$100 (Mar 2023)
Tax Bill$790 (2025)
Deeds & MortgagesMar 2023 Mortgage
Nov 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-29-17-689600-000510

Property Details

APN / Parcel Number

Primary APN26-29-17-689600-000510
Alternative APNs
  • 172926689600000510
  • 72926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area940 sqft Living Area
Gross Area1,300 sqft
1st Floor Area940 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2014
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,827 sqft (0.226 acres)
Lot Dimensions141 ft deep x 70 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area360 sqft
PorchUnfinished Open Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address299 CUTRONE RD
CityWINTER HAVEN
StateFL
Zip33880-5602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUTRONE PARK UNIT 2 PB 41 PG 4 LOT 51
Legal Range26E
Legal Township29S
Legal Section17
Legal SubdivisionCUTRONE PARK UNIT 2
Legal Tract689600
Legal Block3
Legal Lot Number51
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3004
Census Tract14501

Owner

299 Cutrone Rd is owned and occupied by an individual who bought it in March 2023.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address299 CUTRONE RD, WINTER HAVEN, FL 33880-5602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Intrafamily Transfer, Transfer · FHA Mortgage
MICHIGAN MUTUAL INC
Nov 14, 2019Warranty Deed, Transfer · FHA Mortgage
NEWREZ LLC
Oct 17, 2017Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS
Sep 8, 2017Warranty Deed, Transfer
THOMAS O'HANLON
Feb 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2023 · Amount on File
Deed SaleMar 10, 2023 · Amount on File
Prior SaleNov 14, 2019 · Amount on File
Deed Document Number202357634
Deed Book / Page12612 / 1327
Prior Transfer DateFeb 27, 2023
Prior Transfer Doc0000057634
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 10, 2023
Property Address299 CUTRONE RD, WINTER HAVEN, FL 33880-5602
Document Number0000057634
Book / Page12612 / 1327
Map ReferenceMB 41 PG 4
Instrument DateFeb 27, 2023
Instrument2023057634
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2G9 CUTRONE RD, WINTER HAVEN, FL 33880

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 CUTRONE RD, WINTER HAVEN, FL 33880-5602

Mortgage

Document Number0126121330
DateMar 10, 2023
Instrument12612/1330
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 14, 2019
Property Address299 CUTRONE RD, WINTER HAVEN, FL 33880-5602
Document Number0110411575
Book / Page011041 / 001575
Instrument DateNov 1, 2019
Instrument242359
Transaction TypeTransfer
Record UpdatedDec 4, 2019
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address299 CUTRONE RD WINTER HAVEN FL 338805602, WINTER HAVEN, FL 33880-5602

Mortgage

Document Number110411576
DateNov 14, 2019
Book Page011041/001576
Instrument242360
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 13, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 17, 2017
Property Address299 CUTRONE RD, WINTER HAVEN, FL 33880-5602
Document Number0102881175
Book / Page010288 / 001175
Instrument DateOct 13, 2017
Instrument198193
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$839.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address299 CUTRONE RD WINTER HAVEN FL 338805602, WINTER HAVEN, FL 33880-5602

Mortgage

Document Number102881177
DateOct 17, 2017
Book Page010288/001177
Instrument198194
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 16, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 8, 2017
Property Address299 CUTRONE RD, WINTER HAVEN, FL 33880-5602
Document Number0102580887
Book / Page010258 / 000887
Instrument DateFeb 27, 2017
Instrument174968
Transaction TypeTransfer
Record UpdatedOct 5, 2017
Title CompanyROYALTY TITLE INC

Transaction

AmountAmount on Record
Tax$322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1709 VALENCIA BLVD BARTOW FL 338308720, BARTOW, FL 33830-8720

Mortgage

Document Number102580889
DateSep 8, 2017
Book Page010258/000889
Instrument174969
Lender
NameTHOMAS O'HANLON
Agreement
AmountAmount on Record

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateFeb 16, 2017
Property Address299 CUTRONE RD, WINTER HAVEN, FL 33880-5602
Document Number0100670977
Book / Page010067 / 000977
Instrument DateFeb 13, 2017
Instrument30942
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1420 CELEBRATION BLVD #200 CELEBRATION FL 347475162, 200, CELEBRATION, FL 34747-5162

Tax Assessment & Valuation

The 2025 property tax bill for 299 Cutrone Rd was $790 with a homeowner's exemption, down 42.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,038 (+2.7%)$114,737 (-3.46%) Land $9,783 Building $104,954
2025$790.00 (-42.63%)$101,303$118,853 Land $9,783 Building $109,070
2024$1,377.00 (+7.24%)
2023$1,284.00 (+9.74%) Homeowner's exemption$97,295 (+11.53%)$123,669 (+17.08%) Land $9,360 Building $114,309
2022$1,170.00 Homeowner's exemption$87,240$105,624 Land $7,780 Building $97,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 299 Cutrone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 299 Cutrone Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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