Middlesex County and Acton Town property record for 303 Central St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,562 sqft · built 1960 |
| Lot Size | 0.178 acres (7,774 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Aug 2017) |
| Tax Bill | $11,230 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F2A B:0042 L:0000 |
| Primary APN | ACTO M:00F2A B:0042 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 2,833 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,774 sqft (0.178 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 303 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 42 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 303 CENTRAL ST, ACTON, MA 01720-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Sep 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jun 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Aug 24, 2017 | Quit Claim Deed, Transfer LEADER BANK NA |
| Feb 7, 2017 | Quit Claim Deed, Transfer BAY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on Record |
| Deed Sale | Aug 24, 2017 · Amount on Record |
| Prior Sale | Feb 7, 2017 · Amount on Record |
| Deed Book / Page | 69823 / 91 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 303 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078623-327 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 78623/327 |
| Instrument | 197597 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 303 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78623-327 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 78623/327 |
| Instrument | 197597 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 303 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74955-423 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 74955/423 |
| Instrument | 98993 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 24, 2017 |
| Property Address | 303 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 69823-91 |
| Book / Page | 69823 / 91 |
| Instrument | 136095 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 698230095 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 69823/0095 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Feb 7, 2017 |
| Property Address | 303 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 68871-255 |
| Book / Page | 68871 / 255 |
| Instrument | 21468 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.92 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 688710260 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 68871/0260 |
| Name | BAY STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,230.00 (+6.09%) | $654,800 (+3.12%) Land $261,400 Building $393,400 | $693,405 (+3.12%) |
| 2024 | $10,585.00 (-1.38%) | $635,000 (+3.89%) Land $261,400 Building $373,600 | $672,410 |
| 2023 | $10,733.00 | $611,200 Land $237,600 Building $373,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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