298 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 298 Central St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,300 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Apr 2025)
Tax Bill	$13,711 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00F2A B:0049 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00F2A B:0049 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	3,500 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	298 CENTRAL ST
City	ACTON
State	MA
Zip	01720-2444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	49
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1001
Census Tract	363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0049 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	298 CENTRAL ST, 298, ACTON, MA 01720-2444
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
May 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Dec 14, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Book / Page	84028 / 362
Record Updated	Sep 20, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Apr 30, 2025
Property Address	298 CENTRAL ST, ACTON, MA 01720-2444
Document Number	084028-362
Book / Page	84028 / 362
Instrument Date	Apr 30, 2025
Instrument	45518
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	298 CENTRAL ST # 298, 298, ACTON, MA 01720-2444

Mortgage

Document Number	0000045519
Date	Apr 30, 2025
Instrument	45519

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 01, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	298 CENTRAL ST, ACTON, MA 01720-2444
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74588-167
Date	May 01, 2020
Book Page	74588/167
Instrument	65360

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	298 CENTRAL ST, ACTON, MA 01720-2444
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76416-314
Date	Dec 14, 2020
Book Page	76416/314
Instrument	237273

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jan 01, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Dec 14, 2017
Property Address	298 CENTRAL ST, ACTON, MA 01720-2444
Document Number	70383-534
Book / Page	070383 / 000534
Instrument Date	Dec 13, 2017
Instrument	2843
Transaction Type	Transfer
Record Updated	Mar 05, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,822.64
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 CENTRAL ST #298 ACTON MA 017202444, 298, ACTON, MA 01720-2444

Mortgage

Document Number	70383-539
Date	Dec 14, 2017
Book Page	070383/000539
Instrument	2844

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,711.00 (+8.77%)	$799,500 (+5.73%) Building $799,500	$835,335 (-13.32%)
2024	$12,606.00 (+5.91%)	$756,200 (+11.57%) Building $756,200	$963,680
2023	$11,902.00	$677,800 Building $677,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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