Middlesex County and Acton Town property record for 305 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,254 sqft Living Area |
| Lot Size | 4,287 sqft (0.098 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2021) |
| Tax Bill | $8,645.00 (2025) |
| Primary APN | ACTO M:00F2A B:0037 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,254 sqft Living Area |
| Gross Area | 2,430 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,287 sqft (0.098 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 305 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 37 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0037 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 CENTRAL ST, ACTON, MA 01720-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 21, 2019 | Deed of Trust, Mortgage · Balloon Payment SAVINGS BANK TRUST |
| Jan 15, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage NEW FED MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Prior Sale | Dec 30, 2014 · Amount on Record |
| Deed Book / Page | 76710 / 141 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 305 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72249-146 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 72249/146 |
| Instrument | 21451 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2039 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jan 15, 2021 |
| Property Address | 305 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 76710-141 |
| Book / Page | 76710 / 141 |
| Instrument Date | Jan 08, 2021 |
| Instrument | 10885 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 305 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 1867362 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 1867362 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,645.00 (+5.56%) | $504,100 (+2.61%) Land $251,300 Building $252,800 | $577,125 (+4.02%) |
| 2024 | $8,190.00 (-0.45%) | $491,300 (+4.87%) Land $251,300 Building $240,000 | $554,800 |
| 2023 | $8,227.00 | $468,500 Land $228,500 Building $240,000 |
305 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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