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274 Brackney Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 274 Brackney Rd, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 4.5 ba · 3,920 sqft · built 1954
Lot Size0.943 acres (41,077 sqft)
Owner2 Individual Names on File
Last Sale$649,000 (Sep 2002)
Tax Bill$15,356 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone AE (high risk)
APN072-221-06

Property Details

APN / Parcel Number

Primary APN072-221-06
Alternative APN
  • 072-221-06-000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area3,920 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleMulti-Family
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area41,077 sqft (0.943 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic

Location & Zoning

Street Address264 BRACKNEY RD
CityBEN LOMOND
StateCA
Zip95005-9700
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal SubdivisionZAYANTE RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2028
Census Tract120302

Owner

Source: Santa Cruz County records · APN 072-221-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address264 BRACKNEY RD, BEN LOMOND, CA 95005-9700
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2002 · Amount on Record
Deed SaleSep 16, 2002 · Amount on Record
Prior SaleJul 22, 1998 · Amount on Record
Deed Document Number200265390
Last Transfer DateApr 06, 2005
Transfer Doc0000024698
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address264 BRACKNEY RD, BEN LOMOND, CA 95005-9700
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 BRACKNEY RD, BEN LOMOND, CA 95005-9700

Mortgage

Document Number0000005366
DateJan 29, 2021
Instrument2021-0005366
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,300,228 (+2%) Land $522,968 Building $777,260
2025$15,356.00 (-2.5%)$1,274,733 (-2.5%) Land $512,714 Building $762,019
2023$15,750.00 (+2.34%)$1,307,368 Land $492,805 Building $814,563
2022$15,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 22% of California
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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