30247 Palm Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30247 Palm Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1985
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Aug 2023)
Tax Bill	$858 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2018 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`00279520-000000`

Property Details

APN / Parcel Number

Primary APN	`00279520-000000`
Alternative APNs	`23662900279520000000` `1351512`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	805 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	816 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	460 sqft
Deck Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1351512
Old Parcel Number	23662900279520000000
Street Address	30247 PALM DR
City	BIG PINE KEY
State	FL
Zip	33043-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 11 LT 17 PALM VILLA BIG PINE KEY PB1-89 OR402-77 OR779-1276 OR901-2337 OR959-636 OR1019-1593CT OR1060-1580 OR1140-164
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	PALM VILLA
Legal Block	11
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2018
Census Tract	971401

Owner

30247 Palm Dr is owned and occupied by an individual who bought it in August 2023.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	30247 PALM DR, BIG PINE KEY, FL 33043-4746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 18, 2018	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
May 10, 2018	Loan Modification, Mortgage · FHA Mortgage THE MONEY SOURCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Nov 7, 2016 · Amount on File
Deed Document Number	2427437
Deed Book / Page	3237 / 378
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 3, 2023
Property Address	30247 PALM DR, BIG PINE KEY, FL 33043-4746
Document Number	0032370378
Book / Page	3237 / 378
Map Reference	MB 1 PG 89
Instrument Date	Jun 28, 2023
Instrument	2427437
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11950 PAYNE RD, SEBRING, FL 33875-9571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 STAMFORDHAM ST, EL PASO, TX 79928-2245

Mortgage

Document Number	0003237380
Date	Aug 3, 2023
Instrument	3237/380

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

Mortgage

Document Number	0032370406
Date	Aug 3, 2023
Book Page	3237/406
Instrument	2427439

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	30247 PALM DR, BIG PINE KEY, FL 33043-4746
Document Number	0029131159
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30247 PALM DR BIG PINE KEY FL 330434746, BIG PINE KEY, FL 33043-4746

Mortgage

Document Number	0029131159
Date	Jun 25, 2018
Book Page	002913/001159
Instrument	2175007

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	30247 PALM DR, BIG PINE KEY, FL 33043-4746
Document Number	0029161200
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30247 PALM DR BIG PINE KEY FL 330434746, BIG PINE KEY, FL 33043-4746

Mortgage

Document Number	0029161200
Date	Jul 11, 2018
Book Page	002916/001200
Instrument	2177506

Lender

Name	THE MONEY SOURCE INC
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$432,730 Land $220,000 Building $212,730	$432,730 Land $220,000 Building $212,730
2024	$858.00 (-68.59%)
2023	$2,732.00 (+2.67%) Homeowner's exemption	$273,727 (+3%)	$382,976 (+22.95%) Land $212,500 Building $170,476
2022	$2,661.00 Homeowner's exemption	$265,755	$311,497 Land $139,063 Building $172,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 30247 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30247 Palm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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