3024 Montego Pl, Plano, TX 75023 Property Records

Collin County property record for 3024 Montego Pl, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,737 sqft · built 1978
Owner	2 Individual Names on File
Tax Bill	$7,342 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-0397-005-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-0397-005-0100-1`
Alternative APN	`201169`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,737 sqft Living Area
Gross Area	3,221 sqft
1st Floor Area	2,577 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	201169
Street Address	3024 MONTEGO PL
City	PLANO
State	TX
Zip	75023-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PRAIRIE CREEK ESTATES NO 3 (CPL), BLK E, LOT 10
Legal Subdivision	PRAIRIE CREEK ESTATES NO 3 (CPL)
Legal Block	E
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3003
Census Tract	31613

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3024 MONTEGO PL, PLANO, TX 75023-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 22, 2020	Deed of Trust, Mortgage FROST BK
Mar 31, 2020	Warranty Deed, Transfer THRIVE MTG LLC
Jul 23, 2018	Warranty Deed, Transfer HOME TEAM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2020
Deed Sale	Mar 31, 2020
Prior Sale	Jul 23, 2018
Deed Document Number	20200331000461480
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3024 MONTEGO PL, PLANO, TX 75023-8010
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 MONTEGO PL, PLANO, TX 75023-8010

Mortgage

Document Number	0000159087
Date	Oct 31, 2022
Instrument	20221031000159087

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 14, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3024 MONTEGO PL, PLANO, TX 75023-8010
Document Number	0001917080
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 MONTEGO PL PLANO TX 750238010, PLANO, TX 75023-8010

Mortgage

Document Number	0001917080
Date	Nov 2, 2020
Instrument	1917080

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 31, 2020
Property Address	3024 MONTEGO PL, PLANO, TX 75023-8010
Document Number	0000461480
Instrument Date	Mar 28, 2020
Instrument	461480
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3024 MONTEGO PL PLANO TX 750238010, PLANO, TX 75023-8010

Mortgage

Document Number	461490
Date	Mar 31, 2020
Instrument	461490

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 23, 2018
Property Address	3024 MONTEGO PL, PLANO, TX 75023-8010
Document Number	0000910590
Instrument Date	Jul 20, 2018
Instrument	910590
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3024 MONTEGO PL PLANO TX 750238010, PLANO, TX 75023-8010

Mortgage

Document Number	910600
Date	Jul 23, 2018
Instrument	910600

Lender

Name	HOME TEAM MTG
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$577,985 (+2.54%) Land $135,000 Building $442,985	$577,985 (+2.54%) Land $135,000 Building $442,985
2024	$7,342.00 (-1.44%)
2023		$563,678 Land $120,000 Building $443,678	$563,678 Land $120,000 Building $443,678
2022	$7,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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