3020 Montego Pl, Plano, TX 75023 Property Records

Collin County property record for 3020 Montego Pl, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,467 sqft · built 1978
Owner	Individual Name on Record
Tax Bill	$6,795 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0397-005-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-0397-005-0090-1`
Alternative APN	`201150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,467 sqft Living Area
1st Floor Area	2,467 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	667 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	201150
Street Address	3020 MONTEGO PL
City	PLANO
State	TX
Zip	75023-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PRAIRIE CREEK ESTATES NO 3 (CPL), BLK E, LOT 9
Legal Subdivision	PRAIRIE CREEK ESTATES NO 3 (CPL)
Legal Block	E
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3003
Census Tract	31613

Owner

Source: Collin County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3020 MONTEGO PL, PLANO, TX 75023-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC
Dec 10, 2024	Warranty Deed, Transfer CAPITAL TITLE
Nov 25, 2019	Warranty Deed, Transfer TEXAS PREMIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026
Deed Sale	Feb 6, 2026
Prior Sale	Dec 10, 2024
Deed Document Number	2026000015596
Record Updated	Jun 8, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 6, 2026
Property Address	3020 MONTEGO PL, PLANO, TX 75023-8010
Document Number	2026000015596
Map Reference	VOL 11 PG 48
Instrument Date	Feb 4, 2026
Instrument	2026000015596
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 TERRY DR APT EE, EE, BALTIMORE, MD 21209-2947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 MONTEGO PL, PLANO, TX 75023-8010

Mortgage

Document Number	2026000015597
Date	Feb 6, 2026
Instrument	2026000015597

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 10, 2024
Property Address	3020 MONTEGO PL, PLANO, TX 75023-8010
Document Number	2024000152579
Map Reference	VOL 11 PG 48
Instrument Date	Dec 9, 2024
Instrument	2024000152579
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 MONTEGO PL, PLANO, TX 75023-8010

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 25, 2019
Property Address	3020 MONTEGO PL, PLANO, TX 75023-8010
Document Number	0001501090
Instrument Date	Nov 22, 2019
Instrument	1501090
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	TEXAS PREMIER TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3020 MONTEGO PL PLANO TX 750238010, PLANO, TX 75023-8010

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$642,998 (+15.27%) Land $135,000 Building $507,998	$642,998 (+15.27%) Land $135,000 Building $507,998
2024	$6,795.00 (-25.7%)
2023		$557,836 Land $120,000 Building $437,836	$557,836 Land $120,000 Building $437,836
2022	$9,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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