3021 Montego Pl, Plano, TX 75023 Property Records

Collin County property record for 3021 Montego Pl, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,460 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$743,800 (Sep 2025)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R-0397-005-0200-1`

Property Details

APN / Parcel Number

Primary APN	`R-0397-005-0200-1`
Alternative APNs	`000000201267` `201267`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	2,460 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Pool Area	580 sqft
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3021 MONTEGO PL
City	PLANO
State	TX
Zip	75023-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PRAIRIE CREEK ESTATES NO 3, BLK E, LOT 20
Legal Subdivision	PRAIRIE CREEK ESTATES NO 3
Legal Block	E
Legal Lot Number	20
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3003
Census Tract	31613

Owner

3021 Montego Pl is owned and occupied by two individuals who bought it in September 2025.

Source: Collin County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3021 MONTEGO PL, PLANO, TX 75023-8010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG
Feb 26, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	2025119844
Prior Transfer Date	Dec 20, 2013
Prior Transfer Doc	0001685550
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 31, 2020
Property Address	3021 MONTEGO PL, PLANO, TX 75023-8010
Document Number	0000463140
Instrument Date	Mar 25, 2020
Instrument	463140
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3021 MONTEGO PL PLANO TX 750238010, PLANO, TX 75023-8010

Mortgage

Document Number	463150
Date	Mar 31, 2020
Instrument	463150

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Feb 26, 2020
Property Address	3021 MONTEGO PL, PLANO, TX 75023-8010
Document Number	0000268400
Instrument Date	Feb 20, 2020
Instrument	268400
Transaction Type	Construction Loan
Record Updated	May 27, 2020
Title Company	TRINITY TITLE COMPANY, TRINITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2889 LUKE DR FARMERSVILLE TX 754422516, FARMERSVILLE, TX 75442-2516

Mortgage

Document Number	0000268400
Date	Feb 26, 2020
Instrument	268400

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	FORT WORTH, TX 76110-1151

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 25, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3021 Montego Pl was $3,965, up 6.9% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,449 (+101.83%) Land $135,000 Building $460,449	$595,449 (+92.17%) Land $135,000 Building $460,449
2025	$3,965.00 (+6.9%) Homeowner's exemption	$295,021 Land $67,500 Building $242,354	$309,854 Land $67,500 Building $242,354
2024	$3,709.00
2023		$564,760 Land $120,000 Building $444,760	$564,760 Land $120,000 Building $444,760
2022	$9,261.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3021 Montego Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3021 Montego Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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