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3021 Diamond Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3021 Diamond Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,463 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$500,000 (2025)
Tax Bill$2,432.00 (2025)

Property Details

APN / Parcel Number

Primary APN122096
Alternative APN
  • 222630023100010540

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,463 sqft Heated Area
Gross Area3,358 sqft Gross Area
1st Floor2,463 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width125 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
Deck Area334 sqft Deck
PorchOpen Porch
Porch Area411 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number122096
Street Address3021 DIAMOND LN
CitySAINT CLOUD
StateFL
Zip34772-6519
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 54
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionKEYSTONE POINTE
Legal Phase1
Legal Tract231
Legal Block1
Legal Lot Number54
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1023
Census Tract43207

Owner

Source: Osceola County records · APN 122096

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3021 DIAMOND LN, SAINT CLOUD, FL 34772-6519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 07, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2025 · Amount on Record
Deed SaleApr 07, 2025 · Amount on Record
Prior SaleFeb 25, 2005 · Amount on Record
Deed Doc Number2025043115
Deed Book / Page6766 / 1476
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3021 DIAMOND LN, SAINT CLOUD, FL 34772-6519
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061272369
DateJan 12, 2022
Book Page6127/2369
Instrument2022006431
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 07, 2025
Property Address3021 DIAMOND LN, SAINT CLOUD, FL 34772-6519
Document Number0067661476
Book / Page6766 / 1476
Map ReferenceMB 16 PG 18
Instrument DateMar 24, 2025
Instrument2025043115
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, ON TARGET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address318 DEMPSEY ST APT 301, 301, ELBURN, IL 60119-7006

Transferred To (Grantee/Buyer)

NameVerified Name
Address3021 DIAMOND LN, SAINT CLOUD, FL 34772-6519

Mortgage

Document Number0067661478
DateApr 07, 2025
Instrument6766/1478
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,432.00 (+6.76%) Homeowner's exemption$178,753 (+5.99%)$401,800 (+8.74%) Land $75,000 Building $326,800
2023$2,278.00 (+3.97%) Homeowner's exemption$168,657 (+3%)$369,500 (+8.14%) Land $60,000 Building $309,500
2022$2,191.00 Homeowner's exemption$163,745$341,700 Land $55,000 Building $286,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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