Osceola County property record for 3020 Diamond Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,934 sqft Heated Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2025) |
| Tax Bill | $1,456.00 (2025) |
| Primary APN | 122071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,934 sqft Heated Area |
| Gross Area | 2,338 sqft Gross Area |
| 1st Floor | 1,934 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Patio Area | 140 sqft Patio |
| Porch | Open Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 122071 |
|---|---|
| Street Address | 3020 DIAMOND LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 29 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | KEYSTONE POINTE |
| Legal Phase | 1 |
| Legal Tract | 231 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 122071
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3132 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Jan 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Prior Sale | Sep 15, 2005 |
| Deed Doc Number | 2025019172 |
| Deed Book / Page | 6740 / 678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3020 DIAMOND LN, SAINT CLOUD, FL 34772-6520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3020 DIAMOND LN, SAINT CLOUD, FL 34772-6520 |
| Document Number | 0058631038 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 5863/1038 |
| Instrument | 2021000078 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 13, 2025 |
| Property Address | 3020 DIAMOND LN, SAINT CLOUD, FL 34772-6520 |
| Document Number | 0067400678 |
| Book / Page | 6740 / 678 |
| Map Reference | MB 16 PG 18 |
| Instrument Date | Feb 06, 2025 |
| Instrument | 2025019172 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 397 BENCHOR ST, SEBASTIAN, FL 32958-4201 |
| Name | Verified Name |
|---|---|
| Address | 3132 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Document Number | 2025019174 |
|---|---|
| Date | Feb 13, 2025 |
| Instrument | 2025019174 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3020 DIAMOND LN, SAINT CLOUD, FL 34772-6520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0054702153 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 5470/2153 |
| Instrument | 2019012903 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2034 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 (+7.69%) Homeowner's exemption | $124,229 (+5.99%) | $311,200 (+9.58%) Land $75,000 Building $236,200 |
| 2023 | $1,352.00 (+4.73%) Homeowner's exemption | $117,212 (+3%) | $284,000 (+8.48%) Land $60,000 Building $224,000 |
| 2022 | $1,291.00 Homeowner's exemption | $113,799 | $261,800 Land $55,000 Building $206,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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