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3016 Diamond Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3016 Diamond Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage2,035 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2018)
Tax Bill$2,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN122073
Alternative APN
  • 222630023100010310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,035 sqft Heated Area
Gross Area2,787 sqft Gross Area
1st Floor2,035 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool Area336 sqft Pool
FenceFence
Deck Area344 sqft Deck
Patio Area140 sqft Patio
PorchOpen Porch
Porch Area332 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number122073
Street Address3016 DIAMOND LN
CitySAINT CLOUD
StateFL
Zip34772-6520
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 31
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionKEYSTONE POINTE
Legal Phase1
Legal Tract231
Legal Block1
Legal Lot Number31
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1013
Census Tract43207

Owner

Source: Osceola County records · APN 122073

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3016 DIAMOND LN, SAINT CLOUD, FL 34772-6520
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · Commercial Mortgage
MCCOY FCU
Jun 18, 2018Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2018 · Amount on Record
Deed SaleJun 18, 2018 · Amount on Record
Prior SaleMar 04, 2005 · Amount on Record
Deed Doc Number2018093631
Deed Book / Page5352 / 0258
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3016 DIAMOND LN, SAINT CLOUD, FL 34772-6520
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3016 DIAMOND LN, SAINT CLOUD, FL 34772-6520
InvestorPossibly a Property Investor

Mortgage

Document Number0065670707
DateMar 19, 2024
Book Page6567/707
Instrument2024035109
Lender
NameMCCOY FCU
TypeCredit Union
Address1900 MCCOY RD, ORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMar 13, 2034

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2018
Property Address3016 DIAMOND LN, SAINT CLOUD, FL 34772-6520
Document Number0053520258
Book / Page5352 / 0258
Map ReferenceMB2557 PG2686
Instrument DateJun 15, 2018
Instrument2018093631
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3016 DIAMOND LN, 3016, SAINT CLOUD, FL 34772-6520

Transferred To (Grantee/Buyer)

NameVerified Name
Address3016 DIAMOND LN, SAINT CLOUD, FL 34772-6520
InvestorPossibly a Property Investor

Mortgage

Document Number2018093632
DateJun 18, 2018
Instrument2018093632
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,436.00 (+6.75%) Homeowner's exemption$178,998 (+5.99%)$334,100 (+9.29%) Land $75,000 Building $259,100
2023$2,282.00 (+3.96%) Homeowner's exemption$168,888 (+3%)$305,700 (+7.91%) Land $60,000 Building $245,700
2022$2,195.00 Homeowner's exemption$163,969$283,300 Land $55,000 Building $228,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 763 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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