Hamilton County property record for 3006 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,530 sqft · built 1915 |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $15,953 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0006-0116-00 |
| Primary APN | 039-0006-0116-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,530 sqft Living Area |
| Gross Area | 5,928 sqft |
| 1st Floor Area | 2,528 sqft |
| Attic | Attic |
| Attic Area | 1,002 sqft |
| Basement Area | 2,398 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 15,943 sqft (0.366 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3006 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | 3006 OBSERVATORY AVE 80 X 200 NS OBSERVATORY 330 FT E |
| Legal Subdivision | GOLF MANOR ADD 04 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5100 |
Source: Hamilton County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3006 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Feb 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2017 |
| Deed Sale | Feb 17, 2017 |
| Deed Document Number | 201715317 |
| Prior Transfer Date | May 7, 1998 |
| Prior Transfer Doc | 0000089034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3006 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|---|
| Address | 3006 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000004936 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 15586/2264 |
| Instrument | 2026-0004936 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 17, 2017 |
| Property Address | 3006 OBSERVATORY AVE, CINCINNATI, OH 45208-2414 |
| Document Number | 0000015317 |
| Book / Page | 013357 / 000006 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 15317 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3006 OBSERVATORY AVE CINCINNATI OH 452082414, CINCINNATI, OH 45208-2414 |
| Document Number | 15318 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 013357/000008 |
| Instrument | 15318 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,953.00 (+3.1%) | $259,158 (-) Land $130,557 Building $128,601 | $740,450 (-) Land $373,020 Building $367,430 |
| 2024 | $15,473.00 (-2.19%) | $259,158 (-) Land $130,557 Building $128,601 | |
| 2023 | $15,819.00 (+43.07%) | $259,158 (+59.58%) Land $130,557 Building $128,601 | $740,450 (+59.58%) Land $373,020 Building $367,430 |
| 2022 | $11,057.00 Homeowner's exemption | $162,401 Land $95,316 Building $67,085 | |
| 2020 | $464,000 Land $272,330 Building $191,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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