302 Willis St, Cambridge, MD 21613 Property Records

Dorchester County property record for 302 Willis St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,270 sqft · built 1954
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Jul 2018)
Tax Bill	$2,060 (2026)
Deeds & Mortgages	Jul 2018 Sale Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-165161`

Property Details

APN / Parcel Number

Primary APN	`07-165161`
Alternative APNs	`7165161` `165161`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,270 sqft Total Area
Attic	Attic
Attic Area	326 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,930 sqft (0.159 acres)
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	165161
Street Address	302 WILLIS ST
City	CAMBRIDGE
State	MD
Zip	21613-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	6,930 SQ. FT. 302 WILLIS STREET CAMBRIDGE
Legal Subdivision	SURVEY OF THE LAND OF ALTON J DEAN
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4024
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 WILLIS ST, CAMBRIDGE, MD 21613-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Grant Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO
Jul 18, 2018	Deed of Trust, Mortgage FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Apr 15, 1988 · Amount on Record
Deed Book / Page	1474 / 257
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 25, 2018
Property Address	302 WILLIS ST, CAMBRIDGE, MD 21613-1714
Document Number	0014740257
Book / Page	001474 / 000257
Instrument Date	Jul 18, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WILLIS ST CAMBRIDGE MD 216131714, CAMBRIDGE, MD 21613-1714

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	302 WILLIS ST, CAMBRIDGE, MD 21613-1714
Document Number	0014740263
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	302 WILLIS ST CAMBRIDGE MD 216131714, CAMBRIDGE, MD 21613-1714

Mortgage

Document Number	0014740263
Date	Jul 25, 2018
Book Page	001474/000263

Lender

Name	FIRST HM MTG CORP
Address	BALLTIMORE, MD 21236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,060.00 (+4.36%) Homeowner's exemption	$114,133 (+17.42%)	$121,200 (+9.58%) Land $39,300 Building $81,900
2025	$1,974.00 (+12.29%) Homeowner's exemption
2023	$1,758.00 Homeowner's exemption	$97,200	$110,600 Land $30,300 Building $80,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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