305 Willis St, Cambridge, MD 21613 Property Records

Dorchester County property record for 305 Willis St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,275 sqft · built 1918
Lot Size	0.109 acres (4,755 sqft)
Owner	Company Name on Record
Last Sale	$74,550 (May 2022)
Tax Bill	$2,865 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-151764`

Property Details

APN / Parcel Number

Primary APN	`07-151764`
Alternative APNs	`7151764` `151764`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,275 sqft Total Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,755 sqft (0.109 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	151764
Street Address	305 WILLIS ST
City	CAMBRIDGE
State	MD
Zip	21613-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	4,755 SQ.FT. 305 WILLIS STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4017
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5420 LYNX LN, 347, COLUMBIA, MD 21044-2490
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage PIMLICO REFINANCE LLC
Jan 20, 2023	Deed of Trust, Mortgage PIMLICO REFINANCE LLC
May 4, 2022	Deed, Transfer · Stand-Alone First Mortgage WCP FUND 1 LLC
Mar 12, 2018	Grant Deed, Transfer EASTERN MT TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Book / Page	1740 / 102
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	305 WILLIS ST, CAMBRIDGE, MD 21613-1713
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	DISTRICT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017990413
Date	Mar 14, 2023
Book Page	1799/413

Lender

Name	PIMLICO REFINANCE LLC
Address	BALTIMORE, MD 21209

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	305 WILLIS ST, CAMBRIDGE, MD 21613-1713
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017900409
Date	Jan 20, 2023
Book Page	1790/409

Lender

Name	PIMLICO REFINANCE LLC
Address	BALTIMORE, MD 21209

Agreement

Amount	Amount Recorded

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 4, 2022
Property Address	305 WILLIS ST, CAMBRIDGE, MD 21613-1713
Document Number	0017400102
Book / Page	1740 / 102
Instrument Date	Mar 2, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	DISTRICT TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001740106
Date	May 4, 2022
Instrument	1740-106

Lender

Name	WCP FUND 1 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 12, 2018
Property Address	305 WILLIS ST, CAMBRIDGE, MD 21613-1713
Document Number	0014510249
Book / Page	001451 / 000249
Instrument Date	Mar 2, 2018
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	EASTERN MT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18801 BROOKE RD SANDY SPRING MD 208601408, SANDY SPRING, MD 20860-1408

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,865.00 (+48.83%)	$153,367 (+69.97%)	$255,100 (+148.88%) Land $39,100 Building $216,000
2025	$1,925.00 (+15.48%)
2023	$1,667.00	$90,233	$102,500 Land $30,100 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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