221 Willis St, Cambridge, MD 21613 Property Records

Dorchester County property record for 221 Willis St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,907 sqft · built 1910
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Feb 2012)
Tax Bill$2,368 (2026)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-116284

Property Details

APN / Parcel Number

Primary APN07-116284
Alternative APNs
  • 7116284
  • 116284

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,907 sqft Total Area
AtticAttic
Attic Area350 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,600 sqft (0.083 acres)
Lot Dimensions89 ft deep x 40 ft wide
PorchSlab
Porch Area299 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number116284
Street Address221 WILLIS ST
CityCAMBRIDGE
StateMD
Zip21613-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 3,600 SQ. FT. 221 WILLIS STREET CAMBRIDGE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4011
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cambridge Historic District, Wards I and III
listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Willis St is owned by two individuals who bought it in February 2012.

Source: Dorchester County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address210 OAKLEY ST, CAMBRIDGE, MD 21613-1610
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2012 · Amount on File
Deed SaleFeb 3, 2012 · Amount on File
Prior SaleOct 9, 2003 · Amount on File
Deed Book / Page1071 / 15
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address221 WILLIS ST, CAMBRIDGE, MD 21613-1620
Transaction TypeMortgage
Record UpdatedDec 18, 2023
Title CompanyNOT AVAILABLE, TIDEMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 OAKLEY ST, CAMBRIDGE, MD 21613-1610

Mortgage

Document Number0018460453
DateDec 1, 2023
Book Page1846/453
Lender
NameTHE QUEENSTOWN BANK OF MARYLAND
TypeBank
AddressQUEENSTOWN, MD 21658
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 221 Willis St was $2,368, up 7% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,368.00 (+6.96%)$126,733$144,400 Land $39,000 Building $105,400
2025$2,214.00
2023$2,031.00$109,900$117,900 Land $30,000 Building $87,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Willis St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Nearby Flood Policies60 units insured
incl. 24 condo units
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA4 of 25
Most Recent ClaimJul 2025
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Willis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willis St

Nearby Streets

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