Schenectady County and Schenectady City property record for 302 Union St, Schenectady, NY 12305
| Property Type | Commercial |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.64-1-11.1 |
| Primary APN | 421500 39.64-1-11.1 |
|---|---|
| Alternative APN |
|
| Effective Year Built | Effective 1950 |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 231 ft deep x 105 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 302 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 05 |
| Legal Description | PARKING LOT |
| Legal Block | 1 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 33500 |
302 Union St, a commercial property, is owned by a company.
Source: Schenectady County and Schenectady City records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $52,500 Land $33,100 Building $19,400 | $86,935 Land $54,810 Building $32,125 |
| 2023 | $52,500 Land $33,100 Building $19,400 | $66,456 Land $41,899 Building $24,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 302 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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