1. Home
  2. New York
  3. Schenectady
  4. Union St

309 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 309 Union St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details12,953 sqft · built 1900
Lot Size0.29 acres (12,637 sqft)
OwnerCompany Name on File
Last Sale$635,000 (Feb 2026)
Tax Bill$16,178 (2026)
Deeds & MortgagesFeb 2026 Sale
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.64-2-28.1

Property Details

APN / Parcel Number

Primary APN421500 39.64-2-28.1
Alternative APN
  • 150003906400020280010000

Interior

Stories2 Stories
Building Area12,953 sqft Gross Area
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1995
Lot Area12,637 sqft (0.29 acres)
Lot Dimensions171 ft deep x 110 ft wide
Canopy60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address309 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1103
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Block2
Legal Lot Number28.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1012
Census Tract20300

Owner

309 Union St, a commercial property, is owned by a company that bought it in February 2026.

Source: Schenectady County and Schenectady City records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address1071 VALERIE DR, SCHENECTADY, NY 12309-1638
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Warranty Deed, Transfer
UNKNOWN, CATIC TITLE
Feb 24, 2021Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage
CHRISTOPHER DUNLEAVY ETAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2026 · Amount on File
Deed SaleFeb 3, 2026 · Amount on File
Prior SaleNov 22, 2023 · Amount on File
Deed Document Number20262403
Deed Book / Page2165 / 669
Prior Transfer DateMar 20, 2013
Prior Transfer Doc0000013523
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 3, 2026
Property Address309 UNION ST, SCHENECTADY, NY 12305-1103
Document Number0000002403
Instrument DateFeb 3, 2026
Instrument202602403
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyUNKNOWN, CATIC TITLE

Transaction

AmountAmount on Record
Tax$2,540.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2114 MORROW AVE, NISKAYUNA, NY 12309-2331

Transferred To (Grantee/Buyer)

NameVerified Name
Address1071 VALERIE DR, SCHENECTADY, NY 12309-1638

February 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 24, 2021
Property Address309 UNION ST, SCHENECTADY, NY 12305-1103
Document Number0000007374
Book / Page2052 / 947
Instrument DateJan 22, 2021
Instrument202107374
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2785, GLENVILLE, NY 12325-0785

Transferred To (Grantee/Buyer)

NameVerified Name
Address2114 MORROW AVE, NISKAYUNA, NY 12309-2331

Mortgage

Document Number0000007375
DateFeb 24, 2021
Instrument202107375
Lender
NameCHRISTOPHER DUNLEAVY ETAL
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 309 Union St was $16,178, up 0.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,178.00 (+0.7%)
2025$16,065.00$334,800 (-) Land $44,200 Building $290,600$554,396 (+13.35%) Land $73,191 Building $481,205
2024$334,800 (-) Land $44,200 Building $290,600$489,116 (+15.41%) Land $64,573 Building $424,543
2023$334,800 (-) Land $44,200 Building $290,600$423,797 (+3.8%) Land $55,949 Building $367,848
2022$334,800 Land $44,200 Building $290,600$408,293 Land $53,902 Building $354,391
2021$15,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Union St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures