Schenectady County and Schenectady City property record for 246 Union St, Schenectady, NY 12305
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 3,134 sqft · built 1900 |
| Lot Size | 0.08 acres (3,520 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,277 (2026) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.63-4-22 |
| Primary APN | 421500 39.63-4-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,134 sqft Living Area |
| 1st Floor Area | 1,567 sqft |
| 2nd Floor Area | 1,567 sqft |
| Basement Area | 1,561 sqft |
| Unfinished Basement | 1,561 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 3,520 sqft (0.08 acres) |
| Lot Dimensions | 110 ft deep x 32 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 246 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Block | 4 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 33500 |
246 Union St, a single family home, is owned by an individual.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1741 AVENUE A, SCHENECTADY, NY 12308-1907 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 21, 2022 |
| Property Address | 246 UNION ST, SCHENECTADY, NY 12305-1406 |
| Document Number | 0000061349 |
| Book / Page | 2097 / 302 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 202261349 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1007 MARYLAND AVE, SCHENECTADY, NY 12308-2911 |
| Name | Verified Name |
|---|---|
| Address | 1741 AVENUE A, SCHENECTADY, NY 12308-1907 |
The 2026 property tax bill for 246 Union St was $6,277, up 1.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,277.00 (+1.95%) | ||
| 2025 | $6,157.00 | $122,500 Land $13,300 Building $109,200 | $202,848 Land $22,023 Building $180,825 |
| 2023 | $122,500 (-67.25%) Land $13,300 Building $109,200 | $155,063 (-66.01%) Land $16,835 Building $138,228 | |
| 2022 | $374,100 Land $13,300 Building $360,800 | $456,220 Land $16,220 Building $440,000 | |
| 2021 | $846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 246 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 246 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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