302 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 302 S 3rd St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,164 sqft · built 1956
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2021)
Tax Bill	$2,824 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.01.25.1045`

Property Details

APN / Parcel Number

Primary APN	`02.01.25.1045`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,164 sqft Living Area
Interior Walls	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	1,672 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	302 S 3RD ST
City	BERESFORD
State	SD
Zip	57004-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 & 11 BLK 25 ORIG BERES CITY
Legal Block	25
Legal Lot Number	10-11
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2086
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 S 3RD ST, BERESFORD, SD 57004-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	20213504
Deed Book / Page	111 / 475
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jul 21, 2021
Property Address	302 S 3RD ST, BERESFORD, SD 57004-2104
Document Number	111/475
Book / Page	111 / 475
Instrument Date	Jul 16, 2021
Instrument	213504
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18772 COUNTY ROAD 1505, 18772, ADA, OK 74820-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 S 3RD ST, BERESFORD, SD 57004-2104

Mortgage

Document Number	178790
Date	Jul 21, 2021
Instrument	178/790

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	302 S 3RD ST, BERESFORD, SD 57004-2104
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170476
Date	Feb 7, 2017
Book Page	170/0087
Instrument	170476

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	BERESFORD, SD 57004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,824.00 (+0.04%)	$206,107 (-) Land $37,044 Building $169,063
2025	$2,823.00 (-1.19%)	$206,107 (+8.06%) Land $37,044 Building $169,063
2024	$2,857.00 (+2.29%)
2023	$2,793.00 (+17.85%)	$190,738 Land $37,044 Building $153,694
2022	$2,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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