209 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 209 S 3rd St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,922 sqft · built 1918
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,940 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02.01.21.1020`

Property Details

APN / Parcel Number

Primary APN	`02.01.21.1020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,922 sqft Living Area
Basement Area	1,524 sqft
Finished Basement	1,524 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	209 S 3RD ST
City	BERESFORD
State	SD
Zip	57004-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERLY MOST 1.2' OF LOT 8 & ALL OF LOT 9 & 10 BLK 21 ORIG BERES CITY
Legal Block	21
Legal Lot Number	8-10
Legal Unit	2
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2071
Census Tract	20100

Owner

209 S 3rd St is owned and occupied by two individuals.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 S 3RD ST, BERESFORD, SD 57004-2101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage DACOTAH BANK
Nov 24, 2025	Deed of Trust, Mortgage DACOTAH BANK-ABERDEEN
Oct 23, 2025	Deed of Trust, Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage DACOTAH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	209 S 3RD ST, BERESFORD, SD 57004-2101
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E MAIN ST 12, 12, BERESFORD, SD 57004-1810

Mortgage

Document Number	000186/733
Date	Nov 24, 2025
Book Page	186/733
Instrument	252729

Lender

Name	DACOTAH BANK
Type	Bank
Address	300 S PHILLIPS AVE STE 100, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	209 S 3RD ST, BERESFORD, SD 57004-2101
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000186/734
Date	Nov 24, 2025
Book Page	186/734
Instrument	252730

Lender

Name	DACOTAH BANK-ABERDEEN
Address	308 S MAIN ST, ABERDEEN, SD 57401

Agreement

Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	209 S 3RD ST, BERESFORD, SD 57004-2101
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000186/663
Date	Oct 23, 2025
Book Page	186/663
Instrument	252452

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Non-Lending Institution
Address	3060 E ELIZABETH ST, PIERRE, SD 57501

Agreement

Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 23, 2025
Property Address	209 S 3RD ST, BERESFORD, SD 57004-2101
Document Number	000115/634
Book / Page	115 / 634
Instrument Date	Oct 9, 2025
Instrument	252450
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 N 3RD ST, BERESFORD, SD 57004-1306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S 3RD ST, BERESFORD, SD 57004-2101

Mortgage

Document Number	0000186662
Date	Oct 23, 2025
Instrument	186/662

Lender

Name	DACOTAH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 209 S 3rd St was $2,940.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,940.00	$214,637 (-) Land $18,579 Building $196,058
2025	$2,940.00 (-1.18%)	$214,637 Land $18,579 Building $196,058
2024	$2,975.00 (+1.88%)
2023	$2,920.00 (+23.05%)	$199,368 Land $18,579 Building $180,789
2022	$2,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 209 S 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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