208 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 208 S 3rd St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1893
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2022)
Tax Bill	$2,289 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02.01.20.1025`

Property Details

APN / Parcel Number

Primary APN	`02.01.20.1025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Basement Area	396 sqft
Unfinished Basement	396 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	208 S 3RD ST
City	BERESFORD
State	SD
Zip	57004-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9-10-11 BLK 20 ORIG BERES CITY
Legal Subdivision	ORIGINAL PLAT
Legal Block	20
Legal Lot Number	9-11
Legal Unit	3
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2070
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 S 3RD ST, BERESFORD, SD 57004-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST BANK & TRUST
Sep 8, 2017	Deed of Trust, Mortgage GORDON LEMCKE ETUX
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK
Oct 11, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Prior Transfer Date	Nov 2, 2009
Prior Transfer Doc	099/0616
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Sep 6, 2022
Property Address	208 S 3RD ST, BERESFORD, SD 57004-2102
Document Number	000112/579
Book / Page	112 / 579
Instrument Date	Sep 2, 2022
Instrument	222497
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S 3RD ST, BERESFORD, SD 57004-2102

Mortgage

Document Number	0000180644
Date	Sep 6, 2022
Instrument	180/644

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	208 S 3RD ST, BERESFORD, SD 57004-2102
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170/0677
Date	Sep 8, 2017
Book Page	170/0677
Instrument	173519

Lender

Name	GORDON LEMCKE ETUX
Type	Private Party
Address	150 E ROONEY AVE, APPLETON, MN 56208

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 7, 2019

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 28, 2021
Property Address	208 S 3RD ST, BERESFORD, SD 57004-2102
Document Number	111/314
Book / Page	111 / 314
Instrument Date	May 27, 2021
Instrument	212620
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6105 S AARON AVE, 6105, SIOUX FALLS, SD 57106-2674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 S 3RD ST, BERESFORD, SD 57004-2102

Mortgage

Document Number	000178/575
Date	May 28, 2021
Book Page	178/575
Instrument	212621

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 11, 2018
Property Address	208 S 3RD ST, BERESFORD, SD 57004-2102
Document Number	108/0668
Book / Page	108 / 0668
Instrument Date	Oct 5, 2018
Instrument	184334
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 S 3RD ST, BERESFORD, SD 57004-2102

Mortgage

Document Number	184336
Date	Oct 11, 2018
Instrument	184336

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Apr 20, 2017
Property Address	208 S 3RD ST, BERESFORD, SD 57004-2102
Document Number	107/0188
Book / Page	107 / 0188
Instrument Date	Mar 28, 2017
Instrument	171473
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PIERCE ST # 301, 301, SIOUX CITY, IA 51101

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,289.00	$166,763 (-) Land $27,216 Building $139,547
2025	$2,289.00 (-1.17%)	$166,763 (+8.14%) Land $27,216 Building $139,547
2024	$2,316.00 (+2.3%)
2023	$2,264.00 (-5.47%)	$154,213 Land $27,216 Building $126,997
2022	$2,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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