Home California San Diego County La Jolla Prospect St 302 Prospect St
302 Prospect St, Unit 7, La Jolla, CA 92037 Property Records
San Diego County property record for 302 Prospect St, Unit 7, La Jolla, CA 92037
Property Summary
Property Type Condominium Details 3 bd · 2.5 ba · 2,474 sqft · built 2000 Lot Size 0.274 acres (11,957 sqft) Owner 2 Individual Names on File Last Sale $2,350,000 (Mar 2026) Tax Bill $14,656 (2025) Deeds & Mortgages Oct 2026 Mortgage Mar 2026 Sale + 2 more Flood Zone Zone X (minimal risk)APN 350-400-52-07
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Property Details APN / Parcel Number
Interior
Bedrooms 3 Beds Full Baths 2.5 Baths Half Baths 1 Half Bath Building Area 2,474 sqft Living Area
Exterior
Year Built Built 2000 Effective Year Built Effective 2000 Architectural Style Condo/Apartment Lot Area 11,957 sqft (0.274 acres) Parking Spaces 2 Parking Spaces
Location & Zoning Street Address 302 PROSPECT ST, 7 City LA JOLLA State CA Zip 92037-8600 Property Category Residential Property Type Residential > Condominium / Townhouse > Condominium Local Zoning Code LJPD-5 Legal Description BLK 16 US 7 PER DOC98-160730&UND INT IN LOTS 31 THRU 33 TR 000352 Legal Subdivision LA JOLLA PARK RESUB Legal Tract 000352 Legal Block 16 Legal Lot Number 31-33 Jurisdiction SAN DIEGO CA Township / Civil Division SAN DIEGO Census Block Group 2 Census Block 2004 Census Tract 8202
Owner
302 Prospect St, Unit 7 is owned by two individuals who bought it in March 2026.
Source: San Diego County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
Owner of Record 2 Individual Names on File Mailing Address 302 PROSPECT ST, 7, LA JOLLA, CA 92037-8600 Owner Type Individual Vesting Community Property
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Deeds, Mortgages & Sale History
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Mar 10, 2026 · Amount on File Deed Sale Mar 10, 2026 · Amount on File Prior Sale Apr 9, 1999 · Amount on File Deed Document Number 202665983 Prior Transfer Date Oct 8, 2024 Prior Transfer Doc 0000277209 Record Updated Oct 29, 2026
October 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SAN DIEGO CA Recording Date Oct 6, 2026 Property Address 302 PROSPECT ST, 7, LA JOLLA, CA 92037-8600 Document Number 0000289309 Instrument Date Oct 1, 2026 Instrument 2026289309 Transaction Type Mortgage Record Updated Oct 13, 2026 Title Company CALIFORNIA TITLE COMPANY
Transferred To (Grantee/Buyer)
Name Verified Name Address 302 PROSPECT ST, 7, LA JOLLA, CA 92037-8600 Investor Possibly a Property Investor
Mortgage
Document Number 0000289309, Date Oct 6, 2026 Instrument 2026289309
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Nov 1, 2056
Interest
Rate Type Adjustable Rate Rate 5.7% Initial Type Adjustable Rate Adjustable Adjustable Rate Rider Max Rate -1%
March 2026: Grant Deed, Transfer Document Type Grant Deed Jurisdiction SAN DIEGO CA Recording Date Mar 10, 2026 Property Address 302 PROSPECT ST UNIT 7, 7, LA JOLLA, CA 92037-8600 Document Number 0000065983 Map Reference MAP 352 Instrument Date Feb 12, 2026 Instrument 2026-0065983 Transaction Type Transfer Record Updated Mar 18, 2026 Title Company CALIFORNIA TITLE COMPANY
Transaction
Amount Amount on Record Tax $0.00 Amount Accuracy Rounded by County Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Community Property with Right of Survivorship Address 302 PROSPECT ST UNIT 7, 7, LA JOLLA, CA 92037-8600 Investor Possibly a Property Investor
October 2018: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction SAN DIEGO CA Recording Date Oct 29, 2018 Property Address 302 PROSPECT ST UNIT 7, 7, LA JOLLA, CA 92037-8600 Document Number 0000452357 Instrument Date Oct 3, 2018 Instrument 452357 Transaction Type Transfer Record Updated Nov 5, 2018 Title Company LAWYERS TITLE
Transaction
Tax $0.00 Amount Accuracy Full Value Additional Quitclaim Intrafamily Transfer
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 302 PROSPECT ST #7 LA JOLLA CA 920378600, 7, LA JOLLA, CA 92037-8600
Mortgage
Document Number 452358 Date Oct 29, 2018 Instrument 452358
Lender
Name CALIFORNIA COAST CU Type Credit Union Address SAN DIEGO, CA 92150-2080
Agreement
Type Conventional Mortgage Amount Amount on Record Term 120 Months Due Oct 28, 2028
October 2018: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction SAN DIEGO CA Recording Date Oct 29, 2018 Property Address 302 PROSPECT ST UNIT 7, 7, LA JOLLA, CA 92037-8600 Document Number 0000452359 Instrument Date Oct 3, 2018 Instrument 452359 Transaction Type Transfer Record Updated Nov 9, 2018 Title Company LAWYERS TITLE
Transaction
Tax $0.00 Amount Accuracy Full Value Additional Quitclaim Intrafamily Transfer
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Revocable Trust Address 302 PROSPECT ST #7 LA JOLLA CA 920378600, 7, LA JOLLA, CA 92037-8600
Mortgage
Document Number 454220 Date Oct 29, 2018 Instrument 454220
Lender
Name CALIFORNIA COAST CU Type Credit Union Address SAN DIEGO, CA 92150-2080
Agreement
Type Line of Credit Amount Amount on Record Term 300 Months Due Oct 28, 2043
Interest
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Tax Assessment & Valuation
The 2025 property tax bill for 302 Prospect St, Unit 7 was $14,656, up 3.9% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type Name State California County San Diego County Municipality San Diego City Unified School District San Diego City Unified School District (KG - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value 2026 $2,346,000 (+99.53%) Land $1,530,000 Building $816,000 2025 $14,656.00 (+3.94%) $1,175,770 Land $509,497 Building $666,273 2024 $14,101.00 (+2.26%) 2023 $13,790.00 (+2.75%) Homeowner's exemption $1,130,114 Land $489,713 Building $640,401 2022 $13,421.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
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Flood
FEMA maps place 302 Prospect St, Unit 7 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Nearest Special Flood Hazard Area Zone VE, within 500 ft Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 16 individual policies Community Rating System Class 7 (15% premium discount) Nearby Flood Policies 67 units insuredincl. 51 condo units Nearby Flood Claims 1 (2025) Claims Outside the SFHA 1 of 1 Most Recent Claim Mar 2025 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 302 Prospect St, Unit 7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Not ratedno burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System CITY OF SAN DIEGOserves 1,408,937 people · EPA ID CA3710020 Water Source Surface water Last State Inspection Mar 2024 Lead Under 1 ppb (2024–2026)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) SpectrumCable · Fiber in parts of the area 1,000 / 1,000 AT&TFixed Wireless · DSL · Fiber in parts of the area 100 / 20 T-MobileFixed Wireless 100 / 20
May also be available: GeoLinks, Verizon.
Nearby Properties on Prospect St 302 Prospect St, Unit 13 bd · 2.5 ba · 2,143 sqft · built 2000 · 0.274 acres 302 Prospect St, Unit 23 bd · 2.5 ba · 2,114 sqft · built 2000 · 0.274 acres 302 Prospect St, Unit 33 bd · 2.5 ba · 2,111 sqft · built 2005 · 0.274 acres 302 Prospect St, Unit 43 bd · 3.5 ba · 2,272 sqft · built 2000 · 0.274 acres 302 Prospect St, Unit 53 bd · 3 ba · 2,945 sqft · built 2000 · 0.274 acres 302 Prospect St, Unit 63 bd · 2.5 ba · 2,474 sqft · built 2000 · 0.274 acres 302 Prospect St, Unit 83 bd · 2.5 ba · 2,000 sqft · built 2000 · 0.274 acres All 302 Prospect St Property Records (8 units)8 units · Built 2000 · 2,000 sq ft Nearby Streets Coast Blvd, La Jolla, CA 421 properties Coast Blvd S, La Jolla, CA 77 properties Draper Ave, La Jolla, CA 156 properties Eads Ave, La Jolla, CA 339 properties la Jolla Blvd, La Jolla, CA 804 properties Olivetas Ave, La Jolla, CA 41 properties Pearl St, La Jolla, CA 80 properties Ravina St, La Jolla, CA 10 properties Silverado St, La Jolla, CA 22 properties All La Jolla, CA Property Records
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