302 Prospect St, Unit 3, La Jolla, CA 92037 Property Records

San Diego County property record for 302 Prospect St, Unit 3, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,111 sqft · built 2005
Lot Size	0.274 acres (11,957 sqft)
Owner	2 Company Names on Record
Last Sale	$3,310,000 (Jul 2018)
Tax Bill	$46,142 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`350-400-52-03`

Property Details

APN / Parcel Number

Primary APN	`350-400-52-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	11,957 sqft (0.274 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	302 PROSPECT ST, 3
City	LA JOLLA
State	CA
Zip	92037-4694
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LJPD-5
Legal Description	BLK 16 US 3 PER DOC98-160730&UND INT IN LOTS 31 THRU 33 TR 000352
Legal Subdivision	LA JOLLA PARK RESUB
Legal Tract	000352
Legal Block	16
Legal Lot Number	31-33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	8202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7660 FAY AVE, LA JOLLA, CA 92037-0021
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 2, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Feb 8, 2018	Deed of Trust, Mortgage O'HARA RICK & JILL TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Dec 18, 2008 · Amount on Record
Deed Document Number	2018270367
Prior Transfer Date	Feb 15, 2012
Prior Transfer Doc	0000091453
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	302 PROSPECT ST UNIT 3, 3, LA JOLLA, CA 92037-4694
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7660 FAY AVE H536, H536, LA JOLLA, CA 92037-0021

Mortgage

Document Number	0000808538
Date	Nov 24, 2021
Instrument	2021-0808538

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Dec 1, 2031
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	Other
Max Rate	7.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	302 PROSPECT ST UNIT 3, 3, LA JOLLA, CA 92037-4694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087066
Date	Feb 20, 2020
Instrument	2020-0087066

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2018
Property Address	302 PROSPECT ST UNIT 3, 3, LA JOLLA, CA 92037-4694
Document Number	0000270367
Map Reference	MAP 352
Instrument Date	Jun 5, 2018
Instrument	2018-0270367
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7660 FAY AVE PMB H-536, LA JOLLA, CA 92037-0021

Mortgage

Document Number	0000270368
Date	Jul 2, 2018
Instrument	2018-0270368

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	302 PROSPECT ST UNIT 3, 3, LA JOLLA, CA 92037-4694
Document Number	0000068768
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	STEWART TITLE-WLV

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	302 PROSPECT ST #3 LA JOLLA CA 920374694, 3, LA JOLLA, CA 92037-4694

Mortgage

Document Number	0000068768
Date	Feb 22, 2018
Instrument	68768

Lender

Name	O'HARA RICK & JILL TR (PT)
Address	PO BOX 6967, THOUSAND OAKS, CA 91359-6967

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,766,209 (+2%) Land $3,129,028 Building $637,181
2025	$46,142.00 (+6.26%) Homeowner's exemption	$3,692,363 (+4.04%) Land $3,067,675 Building $624,688
2023	$43,423.00 (+2.73%) Homeowner's exemption	$3,548,986 Land $2,948,554 Building $600,432
2022	$42,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 units insured incl. 51 condo units
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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