San Diego County property record for 302 Prospect St, Unit 5, La Jolla, CA 92037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,945 sqft · built 2000 |
| Lot Size | 0.274 acres (11,957 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jun 1999) |
| Tax Bill | $14,397 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-400-52-05 |
| Primary APN | 350-400-52-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,945 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Lot Area | 11,957 sqft (0.274 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 302 PROSPECT ST, 5 |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-4694 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LJPD-5 |
| Legal Description | BLK 16 US 5 PER DOC98-160730&UND INT IN LOTS 31 THRU 33 TR 000352 |
| Legal Subdivision | LA JOLLA PARK RESUB |
| Legal Tract | 000352 |
| Legal Block | 16 |
| Legal Lot Number | 31-33 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 8202 |
302 Prospect St, Unit 5 is owned and occupied by two individuals who bought it in June 1999.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 PROSPECT ST, 5, LA JOLLA, CA 92037-4694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 1999 · Amount on File |
| Deed Sale | Jun 11, 1999 · Amount on File |
| Deed Document Number | 1999408867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 7, 2026 |
| Property Address | 302 PROSPECT ST, 5, LA JOLLA, CA 92037-4694 |
| Document Number | 0000194246 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026194246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000194246, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026194246 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2027 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 302 Prospect St, Unit 5 was $14,397.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,171,038 (+2%) Land $479,710 Building $691,328 | |
| 2025 | $14,397.00 | $1,148,077 Land $470,304 Building $677,773 |
| 2023 | $13,549.00 (+2.73%) | $1,103,498 Land $452,043 Building $651,455 |
| 2022 | $13,189.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 302 Prospect St, Unit 5 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 units insured incl. 51 condo units |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 302 Prospect St, Unit 5 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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