302 Harbor Cir, Montgomery, TX 77356 Property Records

Montgomery County property record for 302 Harbor Cir, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,270 sqft · built 1996
Lot Size0.209 acres (9,088 sqft)
OwnerCompany Name on File
Tax Bill$4,428 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN8885-03-00400

Property Details

APN / Parcel Number

Primary APN8885-03-00400
Alternative APN
  • R243279

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,270 sqft Living Area
Gross Area2,798 sqft
1st Floor Area1,493 sqft
2nd Floor Area777 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,088 sqft (0.209 acres)
View / LotPrimary
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address302 HARBOR CIR
CityMONTGOMERY
StateTX
Zip77356-4739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionSOUTH SHORES ESTATES 03, LOT 4
Legal SubdivisionSOUTH SHORE ESTATES 03
Legal Lot Number4
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1011
Census Tract694308

Owner

302 Harbor Cir is owned by a company that acquired it in July 2024.

Source: Montgomery County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing Address2936 KAHAWAI ST, HONOLULU, HI 96822-1621
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2024
Deed SaleJul 12, 2024
Prior SaleMar 10, 2016
Deed Document Number202468107
Prior Transfer DateMar 6, 2007
Prior Transfer Doc0000027539
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Recording DateMay 19, 2026
Property Address302 HARBOR CIR, MONTGOMERY, TX 77356-4739
Document Number0000051575
Instrument DateMay 7, 2026
Instrument202651575
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPATTEN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2936 KAHAWAI ST, HONOLULU, HI 96822-1621

Mortgage

Document Number0000051575,
DateMay 19, 2026
Instrument202651575
Lender
NameSUN WEST MORTGAGE COMPANY INC
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 302 Harbor Cir was $4,428, up % from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,000 (-21.25%) Land $18,176 Building $201,824$220,000 (-21.25%) Land $18,176 Building $201,824
2025$4,428.00 (+0.05%)$279,362 (-3.5%) Land $18,176 Building $261,186$279,362 (-3.5%) Land $18,176 Building $261,186
2024$4,426.00 (+8.69%) Homeowner's exemption$289,497 (+5.86%) Land $18,176 Building $271,321$289,497 (-12.31%) Land $18,176 Building $271,321
2023$4,072.00 Homeowner's exemption$273,480 Land $18,180 Building $311,940$330,120 Land $18,180 Building $311,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Harbor Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 92 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims10 (2016–2024)
Claims Outside the SFHA9 of 10
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Harbor Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLEY LAKE MUD
serves 3,783 people · EPA ID TX1700097
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Harbor Cir

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