Montgomery County property record for 313 Harbor Cir, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,621 sqft · built 2004 |
| Lot Size | 0.264 acres (11,524 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,984 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8885-03-00800 |
| Primary APN | 8885-03-00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,621 sqft Living Area |
| 1st Floor Area | 2,336 sqft |
| 2nd Floor Area | 285 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,524 sqft (0.264 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 290 sqft |
| Deck Area | 918 sqft |
| Patio Area | 918 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R243283 |
|---|---|
| Street Address | 313 HARBOR CIR |
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-4739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | SOUTH SHORES ESTATES 03, LOT 8 |
| Legal Subdivision | SOUTH SHORES ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 694308 |
Source: Montgomery County records · APN 8885-03-00800
Assessment roll updated July 25, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 HARBOR CIR, MONTGOMERY, TX 77356-4739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 06, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 10, 2018 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2018 |
| Deed Sale | Sep 10, 2018 |
| Prior Sale | Aug 28, 2003 |
| Deed Document Number | 2018088591 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 313 HARBOR CIR, MONTGOMERY, TX 77356-4739 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 313 HARBOR CIR, MONTGOMERY, TX 77356-4739 |
| Document Number | 0000131780 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022131780 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 05, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 313 HARBOR CIR, MONTGOMERY, TX 77356-4739 |
| Document Number | 0000084523 |
| Instrument Date | Sep 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | CHICAGO TITLE-CONROE |
| Name | Verified Name |
|---|---|
| Address | 313 HARBOR CIR MONTGOMERY TX 773564739, MONTGOMERY, TX 77356-4739 |
| Document Number | 0000084523 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 84523 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Sep 10, 2018 |
| Property Address | 313 HARBOR CIR, MONTGOMERY, TX 77356-4739 |
| Document Number | 0000088591 |
| Instrument Date | Sep 05, 2018 |
| Instrument | 88591 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 HARBOR CIR MONTGOMERY TX 773564739, MONTGOMERY, TX 77356-4739 |
| Document Number | 88592 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 88592 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 09, 2048 |
Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779,482 (+1%) Land $345,720 Building $520,610 | $866,330 (-3.95%) Land $345,720 Building $520,610 | |
| 2024 | $4,984.00 (+3.88%) Homeowner's exemption Senior Citizen's exemption | $708,620 (+1%) Land $345,720 Building $556,280 | $902,000 (+4.83%) Land $345,720 Building $556,280 |
| 2023 | $4,798.00 Homeowner's exemption | $644,200 Land $345,720 Building $514,760 | $860,480 Land $345,720 Building $514,760 |
Source: FEMA National Flood Hazard Layer as of January 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 10 (2016–2024) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber | 8,000 / 8,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STANLEY LAKE MUD serves 3,783 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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