317 Harbor Cir, Montgomery, TX 77356 Property Records

Montgomery County property record for 317 Harbor Cir, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,797 sqft · built 2004
Lot Size0.231 acres (10,053 sqft)
Owner2 Trust Names on File
Tax Bill$8,920 (2025)
Flood ZoneZone X (minimal risk)
APN8885-03-00900

Property Details

APN / Parcel Number

Primary APN8885-03-00900
Alternative APN
  • R243284

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,797 sqft Living Area
Gross Area4,391 sqft
1st Floor Area2,738 sqft
2nd Floor Area1,059 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,053 sqft (0.231 acres)
View / LotPrimary
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area1,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address317 HARBOR CIR
CityMONTGOMERY
StateTX
Zip77356-4739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionSOUTH SHORES ESTATES 03, LOT 9
Legal SubdivisionSOUTH SHORE ESTATES 03
Legal Lot Number9
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1011
Census Tract694308

Owner

317 Harbor Cir is owner-occupied and held in a trust since September 2025.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Trust Names on File
Mailing Address317 HARBOR CIR, MONTGOMERY, TX 77356-4739
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2013
Deed SaleDec 6, 2013
Prior SaleDec 16, 1999
Deed Document Number2013130534
Last Transfer DateSep 9, 2025
Transfer Doc0000092523
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 317 Harbor Cir was $8,920, down 8.9% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,171,239 (+1%)$1,230,803 (+15.59%) Land $301,590 Building $929,213
2025$8,920.00 (-8.92%) Homeowner's exemption Senior Citizen's exemption$1,064,763 (+5.32%) Land $301,590 Building $763,173$1,064,763 (-10.56%) Land $301,590 Building $763,173
2024$9,794.00 (+2.75%) Homeowner's exemption Senior Citizen's exemption$1,010,966 (+1%) Land $301,590 Building $888,889$1,190,479 (+0.65%) Land $301,590 Building $888,889
2023$9,532.00 Homeowner's exemption$919,060 Land $301,590 Building $881,150$1,182,740 Land $301,590 Building $881,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Harbor Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 92 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims10 (2016–2024)
Claims Outside the SFHA9 of 10
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Harbor Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLEY LAKE MUD
serves 3,783 people · EPA ID TX1700097
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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