302 E Section Ave, Effingham, IL 62401 Property Records

Effingham County property record for 302 E Section Ave, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1989
Square Footage2,400 sqft Base Area
Lot Size6,970 sqft (0.16 acres)
Garage2,400 sqft
Last Sale$175,000 (2019)
Tax Bill$2,727.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-16-026-031

Interior

Building Area2,400 sqft Base Area
1st Floor2,400 sqft 1st Floor
Basement Area2,400 sqft Basement
Unfinished Basement2,400 sqft Unfinished

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area6,970 sqft (0.16 acres)
Parking Spaces8 Parking Spaces
Garage Area2,400 sqft Garage

Location & Zoning

Street Address302 E SECTION AVE
CityEFFINGHAM
StateIL
Zip62401-3620
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionLOT 6 BLK 6 EXCEPT W 14FT LOT 6 BROUGHTON 3517/300 3160/86 1361/156 1083/180 889/23
Legal SubdivisionTOWN OF BROUGHTON
Legal Block6
Legal Lot Number6
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup1
Census Block1062
Census Tract950800

Owner

Source: Effingham County records · APN 03-16-026-031

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address915 OAKCREST DR, EFFINGHAM, IL 62401-4538
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2018Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON SAVINGS BANK
Dec 06, 2019Warranty Deed, Transfer
THE TITLE CENTER/FL, THE TITLE CENTER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2019 · Amount on Record
Deed SaleDec 06, 2019 · Amount on Record
Deed Doc Number20191905005
Deed Book / Page3517 / 300
Prior Transfer DateNov 02, 2015
Prior Transfer Doc003160/086
Record RefreshedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address302 E SECTION AVE, EFFINGHAM, IL 62401-3620
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003430/252
DateNov 26, 2018
Book Page3430/252
Instrument201801804894
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueDec 02, 2023
Interest
Rate TypeAdjustable Rate
Rate6.5%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateDec 06, 2019
Property Address302 E SECTION AVE, EFFINGHAM, IL 62401-3620
Document Number003517/300
Book / Page3517 / 300
Instrument DateDec 05, 2019
Instrument201901905005
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyTHE TITLE CENTER/FL, THE TITLE CENTER

Transaction

AmountAmount Recorded
Tax$262.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address915 OAKCREST DR, EFFINGHAM, IL 62401-4538

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,727.00 (+29.18%)$40,370 (+19.9%) Land $16,420 Building $23,950$121,110 (+19.9%) Land $49,260 Building $71,850
2022$2,111.00$33,670 Land $13,700 Building $19,970$101,010 Land $41,100 Building $59,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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