120 E Section Ave, Effingham, IL 62401 Property Records

Effingham County property record for 120 E Section Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1940
Square Footage2,728 sqft Base Area
Lot Size3,049 sqft (0.069 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2013)
Tax Bill$1,890.00 (2022)

Property Details

APN / Parcel Number

Primary APN03-16-025-091

Interior

Building Area2,728 sqft Base Area
Basement Area2,728 sqft Basement

Exterior

Year BuiltBuilt 1940
Lot Area3,049 sqft (0.069 acres)

Location & Zoning

Street Address120 E SECTION AVE
CityEFFINGHAM
StateIL
Zip62401-3619
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionE 42FT OF W 192.00FT OF S1/2 BLK 8 BROUGHTON AKA W 42FT S 1/2 LOT 3 BLK 8 BROUGHTON & E SIDE OF VACATED ALLEY LYING BETWEEN S
Legal Block8,8,8,8
Legal Lot Number3-2
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup1
Census Block1064
Census Tract950800

Owner

Source: Effingham County records · APN 03-16-025-091

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address120 E SECTION AVE, EFFINGHAM, IL 62401-3619
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Line of Credit
FIRST NEIGHBOR BANK NA
Jul 08, 2021Deed of Trust, Mortgage · Line of Credit
FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2013 · Amount on Record
Deed SaleJul 02, 2013 · Amount on Record
Deed Doc Number201301303363
Deed Book / Page2963 / 099
Record RefreshedJun 07, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address120 E SECTION AVE, EFFINGHAM, IL 62401-3619
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003593/258
DateJul 29, 2020
Book Page3593/258
Instrument202020004081
Lender
NameFIRST NEIGHBOR BANK NA
TypeBank
AddressTOLEDO, IL 62468
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address120 E SECTION AVE, EFFINGHAM, IL 62401-3619
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003703/81
DateJul 08, 2021
Book Page3703/81
Instrument202121003437
Lender
NameFIRST NEIGHBOR BANK NA
TypeBank
Address62488
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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