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122 E Section Ave, Effingham, IL 62401 Property Records

Effingham County property record for 122 E Section Ave, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1900
Square Footage1,724 sqft Base Area
Lot Size7,405 sqft (0.17 acres)
Tax Bill$6,922.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-16-025-074

Interior

Building Area1,724 sqft Base Area
1st Floor1,724 sqft 1st Floor
Basement Area1,724 sqft Basement
Unfinished Basement1,724 sqft Unfinished

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address122 E SECTION AVE
CityEFFINGHAM
StateIL
Zip62401-3619
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionS 87FT OF EVEN WIDTH LOTS 3 & 4 BLK 8 EXCEPT W 42FT THEREOF BROUGHTON ADD ALSO EXCEPT ROW LOT 4 3653/176 1697/275 1128/204 67
Legal SubdivisionBROUGHTON ADDITION
Legal Block8
Legal Lot Number3-4
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup1
Census Block1064
Census Tract950800

Owner

Source: Effingham County records · APN 03-16-025-074

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address122 E SECTION AVE, EFFINGHAM, IL 62401-3619
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Intrafamily Transfer, Transfer
Dec 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
DIETERICH BANK NA
Jan 22, 2019Deed of Trust, Mortgage · Commercial Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 27, 2021
Transfer Doc3653/176
Record RefreshedJun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEFFINGHAM IL
Recording DateFeb 01, 2021
Property Address122 E SECTION AVE, EFFINGHAM, IL 62401-3619
Document Number3653/176
Book / Page3653 / 176
Instrument DateJan 27, 2021
Instrument202121000478
Transaction TypeTransfer
Record UpdatedAug 05, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1029 E GORDON AVE, EFFINGHAM, IL 62401-3726

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address122 E SECTION AVE, EFFINGHAM, IL 62401-3619
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyBURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3519/175
DateDec 12, 2019
Book Page3519/175
Instrument201901905113
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 10, 2024
Interest
Rate4.42%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address122 E SECTION AVE, EFFINGHAM, IL 62401-3619
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3443/047
DateJan 22, 2019
Book Page3443/047
Instrument201901900237
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueFeb 01, 2024
Interest
Rate5.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$6,922.00 (+20.99%)$102,470 (+19.9%) Land $17,370 Building $85,100$307,410 (+19.9%) Land $52,110 Building $255,300
2022$5,721.00$85,460 Land $14,490 Building $70,970$256,380 Land $43,470 Building $212,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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