206 E Lincoln St, Elk Point, SD 57025 Property Records

Union County property record for 206 E Lincoln St, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,192 sqft · built 1976
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2021)
Tax Bill	$3,753 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03.08.05.1010`

Property Details

APN / Parcel Number

Primary APN	`03.08.05.1010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
Basement Area	1,167 sqft
Finished Basement	1,167 sqft
Flooring	Brick
Interior Walls	Brick

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	160 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	206 E LINCOLN ST
City	ELK POINT
State	SD
Zip	57025-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 5 SOUTHVIEW SUBDIV E P CITY
Legal Range	49
Legal Township	91
Legal Section	19
Legal Subdivision	SOUTHVIEW SUBDIV
Legal Block	5
Legal Lot Number	3
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	3
Census Block	3026
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 E LINCOLN ST, ELK POINT, SD 57025-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Mar 11, 2005 · Amount on Record
Deed Document Number	20211985
Deed Book / Page	111 / 240
Prior Transfer Date	Feb 3, 2005
Prior Transfer Doc	00095/0149
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	206 E LINCOLN ST, ELK POINT, SD 57025-2138
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00174/0588
Date	Jul 29, 2019
Book Page	174/0588
Instrument	193058

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Apr 23, 2021
Property Address	206 E LINCOLN ST, ELK POINT, SD 57025-2138
Document Number	000111/240
Book / Page	111 / 240
Instrument Date	Apr 9, 2021
Instrument	211985
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 LAKESHORE CIR, 907, NORTH SIOUX CITY, SD 57049-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3030 W WASHINGTON STREET, ELK POINT, SD 57025

Mortgage

Document Number	0000178430
Date	Apr 23, 2021
Instrument	178/430

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,753.00 (+0.03%)	$225,064 (-) Land $26,487 Building $198,577
2025	$3,752.00 (+7.45%)	$225,064 (+8.67%) Land $26,487 Building $198,577
2024	$3,492.00 (-2.51%)
2023	$3,582.00 (+9.04%)	$207,117 Land $26,487 Building $180,630
2022	$3,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 53% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable	1,000 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Long Lines Metro.

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