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302 E 13th St, Spencer, IA 51301 Property Records

Clay County property record for 302 E 13th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 576 sqft · built 1910
Lot Size0.091 acres (3,956 sqft)
OwnerCompany Name on Record
Last Sale$20,000 (Mar 2013)
Tax Bill$454 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone X (minimal risk)
APN963607254001

Property Details

APN / Parcel Number

Primary APN963607254001

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area576 sqft Living Area
Basement Area576 sqft
Unfinished Basement576 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleShotgun
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,956 sqft (0.091 acres)
Lot Dimensions92 ft deep x 43 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address302 E 13TH ST
CitySPENCER
StateIA
Zip51301-4536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 92' 7 3 FAIRVIEW
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionFAIRVIEW ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3036
Census Tract80200

Owner

Source: Clay County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1765 280TH ST, SPENCER, IA 51301-7401
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2013 · Amount on Record
Deed SaleMar 18, 2013 · Amount on Record
Deed Document Number2013834
Deed Book / Page2013 / 834
Prior Transfer DateMar 30, 2012
Prior Transfer Doc2013/0834
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateAug 5, 2026
Property Address302 E 13TH ST, SPENCER, IA 51301-4536
Document Number0000001939
Book / Page2026 / 1939
Instrument DateAug 4, 2026
Instrument20261939
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1765 280TH ST, SPENCER, IA 51301-7401

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$454.00 (-43.25%)$29,640 (+22.48%) Land $14,450 Building $15,190$29,640 (+22.48%) Land $14,450 Building $15,190
2024$800.00 (-3.15%)
2023$24,200 (+11.57%) Land $10,110 Building $14,090$24,200 (+11.57%) Land $10,110 Building $14,090
2022$826.00$21,690 Land $10,110 Building $11,580
2021$21,690 Land $10,110 Building $11,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, Verizon.

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