215 E 13th St, Spencer, IA 51301 Property Records

Clay County property record for 215 E 13th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1948
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$57,000 (Dec 2007)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Jan 2022 Sale Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`963607179010`

Property Details

APN / Parcel Number

Primary APN	`963607179010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	215 E 13TH ST
City	SPENCER
State	IA
Zip	51301-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 KETCHAM'S SUBDIV
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	KETCHAM SUBDIVISION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3028
Census Tract	80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1909 390TH ST, SPENCER, IA 51301-7489
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer
Jun 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2007 · Amount on Record
Deed Sale	Dec 28, 2007 · Amount on Record
Deed Document Number	20073980
Deed Book / Page	2007 / 3980
Last Transfer Date	Jun 30, 2021
Transfer Doc	2021/2067
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Jan 3, 2022
Property Address	215 E 13TH ST, SPENCER, IA 51301-4438
Document Number	0002022/25
Book / Page	2022 / 25
Instrument Date	Jan 2, 2022
Instrument	2022 0025
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$138.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 390TH ST, SPENCER, IA 51301-7489

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Jun 30, 2021
Property Address	215 E 13TH ST, SPENCER, IA 51301-4438
Document Number	2021/2067
Book / Page	2021 / 2067
Instrument Date	Jun 30, 2021
Instrument	2021 2067
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2658 320TH AVE, 2658, TERRIL, IA 51364-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2658 320TH AVE, TERRIL, IA 51364-7012

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+8.38%)	$99,670 (+13.36%) Land $23,280 Building $76,390	$99,670 (+13.36%) Land $23,280 Building $76,390
2024	$1,408.00 (+6.02%)
2023		$87,920 (+16.7%) Land $16,300 Building $71,620	$87,920 (+16.7%) Land $16,300 Building $71,620
2022	$1,328.00	$75,340 Land $16,300 Building $59,040
2021			$75,340 Land $16,300 Building $59,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Utilities Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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