212 E 13th St, Spencer, IA 51301 Property Records

Clay County property record for 212 E 13th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,104 sqft · built 1954
Lot Size	0.137 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,328 (2022)
Deeds & Mortgages	Jul 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`963607185011`

Property Details

APN / Parcel Number

Primary APN	`963607185011`
Alternative APN	`68296360718501100`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Basement Area	1,104 sqft
Finished Basement	425 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	80 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	276 sqft
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	68296360718501100
Street Address	212 E 13TH ST
City	SPENCER
State	IA
Zip	51301-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPENCER RESID
Legal Description	E 75' OF W 225' S 55 18 G&A 2ND N 25' 19 G & A 2ND
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	G & A 2ND ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3035
Census Tract	80200

Owner

Source: Clay County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1200 1ST AVE E, SPENCER, IA 51301-4342
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 11, 2022
Transfer Doc	02022/1791
Record Updated	Jun 8, 2026

July 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CLAY IA
Recording Date	Jul 11, 2022
Property Address	212 E 13TH ST, SPENCER, IA 51301-4437
Document Number	02022/1791
Book / Page	2022 / 1791
Instrument Date	Jun 24, 2022
Instrument	2022 1791
Transaction Type	Foreclosure
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$280.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 1ST AVE E, SPENCER, IA 51301-4342

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,480 (+6.11%) Land $15,960 Building $150,520	$166,480 (+6.11%) Land $15,960 Building $150,520
2023		$156,890 (+18.75%) Land $15,960 Building $140,930	$156,890 (+18.75%) Land $15,960 Building $140,930
2022	$2,328.00 Homeowner's exemption	$132,120 Land $15,960 Building $116,160
2021			$132,120 Land $15,960 Building $116,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Utilities Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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