302 Cherokee Ln, Centerville, IN 47330 Property Records

Wayne County property record for 302 Cherokee Ln, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,533 sqft · built 2004
Lot Size	0.384 acres (16,727 sqft)
Owner	Individual Name on File
Last Sale	$339,948 (Dec 2023)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Jan 2021 Refinance Dec 2025 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`020-00881-45`

Property Details

APN / Parcel Number

Primary APN	`020-00881-45`
Alternative APNs	`89-10-20-400-402.044-007` `312040040244020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,533 sqft Living Area
1st Floor Area	2,533 sqft
Basement Area	1,256 sqft
Finished Basement	942 sqft
Unfinished Basement	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,727 sqft (0.384 acres)
Lot Dimensions	122 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312040040244020
Street Address	302 CHEROKEE LN
City	CENTERVILLE
State	IN
Zip	47330-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 40 DICKMAN SUB DIV OF WINDING BROOK ESTATES SEC 2
Legal Subdivision	DICKMN SUBDIVISION
Legal Lot Number	40
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1011
Census Tract	10800

Owner

302 Cherokee Ln is owned and occupied by an individual who bought it in December 2023.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BEACON FCU
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA
Aug 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 26, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK NA
Dec 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND
Dec 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND
Sep 5, 2023	Warranty Deed, Transfer
Jun 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK
Jun 9, 2016	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Sep 5, 2023
Deed Document Number	20239779
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000637
Date	Jan 26, 2021
Instrument	2021000637

Lender

Name	BEACON FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809

Mortgage

Document Number	2025008984
Date	Dec 15, 2025
Instrument	2025008984

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005009740
Date	Aug 29, 2005
Instrument	2005009740

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2016001650
Date	Feb 26, 2016
Instrument	2016001650

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 27, 2023
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Document Number	2023009779
Instrument Date	Dec 19, 2023
Instrument	2023009779
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809

Mortgage

Document Number	2023009780
Date	Dec 27, 2023
Instrument	2023009780

Lender

Name	FIRST BANK RICHMOND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 27, 2023
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Document Number	2023009779
Instrument Date	Dec 19, 2023
Instrument	2023009779
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809

Mortgage

Document Number	2023009780
Date	Dec 27, 2023
Instrument	2023009780

Lender

Name	FIRST BANK RICHMOND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 5, 2023
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Document Number	2023006804
Instrument Date	Aug 31, 2023
Instrument	2023006804
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 18, 2019
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Document Number	2019004539
Instrument Date	Jun 17, 2019
Instrument	2019004539
Transaction Type	Transfer
Record Updated	Jun 13, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004540
Date	Jun 18, 2019
Instrument	2019004540

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 9, 2016
Property Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809
Document Number	2016004535
Instrument Date	Jun 8, 2016
Instrument	2016004535
Transaction Type	Transfer
Record Updated	Jun 13, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 CHEROKEE LN, CENTERVILLE, IN 47330-9809

Mortgage

Document Number	2016004536
Date	Jun 9, 2016
Instrument	2016004536

Lender

Name	FIRST BANK RICHMOND NA
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 302 Cherokee Ln was $2,725, up 2.7% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (+2.71%)	$302,500 Land $39,500 Building $263,000	$302,500 Land $39,500 Building $263,000
2024	$2,653.00
2023		$209,300 (-1.92%) Land $30,400 Building $178,900	$209,300 (-1.92%) Land $30,400 Building $178,900
2022	$2,134.00 Homeowner's exemption	$213,400 Land $30,400 Building $183,000	$213,400 Land $30,400 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Cherokee Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Cherokee Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC, Verizon.

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