302 Ann Dr, Berlin, MD 21811 Property Records

Worcester County property record for 302 Ann Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,764 sqft · built 1980
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Apr 2023)
Tax Bill	$6,361 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-037118`

Property Details

APN / Parcel Number

Primary APN	`03-037118`
Alternative APN	`037118`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,764 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	144 sqft
Patio Area	846 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037118
Street Address	302 ANN DR
City	BERLIN
State	MD
Zip	21811-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 31 156.90' X 156.84' ANN DR PL FRANKLIN HTS
Legal Subdivision	FRANKLIN HEIGHTS
Legal Lot Number	31
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 ANN DR, BERLIN, MD 21811-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed, Transfer · Conventional Mortgage NEWREZ LLC
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 6, 2017	Grant Deed, Transfer · Conventional Mortgage ROBERT & ELAINE DILLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Dec 6, 2017 · Amount on Record
Deed Book / Page	8554 / 342
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 5, 2023
Property Address	302 ANN DR, BERLIN, MD 21811-1012
Document Number	0085540342
Book / Page	8554 / 342
Map Reference	LB FWH 480 FO 524
Instrument Date	Apr 3, 2023
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 ANN DR, BERLIN, MD 21811-1012

Mortgage

Document Number	0085540347
Date	Apr 5, 2023
Instrument	8554-0347

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	302 ANN DR, BERLIN, MD 21811-1012
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082380326
Date	Nov 24, 2021
Book Page	8238/326

Lender

Name	SHORE UNITED BANK NA
Address	OCEAN CITY, MD 21842

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Feb 23, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	302 ANN DR, BERLIN, MD 21811-1012
Document Number	0073120002
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ANN DR BERLIN MD 218111012, BERLIN, MD 21811-1012

Mortgage

Document Number	0073120002
Date	Oct 30, 2018
Book Page	007312/000002

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 6, 2017
Property Address	302 ANN DR, BERLIN, MD 21811-1012
Document Number	0071270204
Book / Page	007127 / 000204
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CAPITOL TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ANN DR BERLIN MD 218111012, BERLIN, MD 21811-1012

Mortgage

Document Number	71270209
Date	Dec 6, 2017
Book Page	007127/000209

Lender

Name	ROBERT & ELAINE DILLON
Address	11312 RIVER RUN LN, BERLIN, MD 21811-3288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,361.00 (+8.7%)	$364,267 (+28.5%)	$393,400 (+28.56%) Land $96,000 Building $297,400
2025	$5,852.00 (+15.7%)
2023	$5,058.00	$283,467	$306,000 Land $96,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

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