305 Ann Dr, Berlin, MD 21811 Property Records

Worcester County property record for 305 Ann Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,765 sqft · built 2002
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2004)
Tax Bill	$4,844 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-036995`

Property Details

APN / Parcel Number

Primary APN	`03-036995`
Alternative APN	`036995`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,765 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,000 sqft (0.574 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036995
Street Address	305 ANN DR
City	BERLIN
State	MD
Zip	21811-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11 25000 SQ FT ANN DRIVE PL FRANKLIN HTS SEC 1
Legal Subdivision	FRANKLIN HEIGHTS
Legal Lot Number	11
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3038
Census Tract	950800

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 ANN DR, BERLIN, MD 21811-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2004 · Amount on Record
Deed Sale	Aug 25, 2004 · Amount on Record
Prior Sale	Mar 15, 2002 · Amount on Record
Deed Document Number	2004351018
Deed Book / Page	4225 / 271
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	305 ANN DR, BERLIN, MD 21811-1011
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ANN DR, BERLIN, MD 21811-1011

Mortgage

Document Number	0090760106
Date	Jan 14, 2026
Book Page	9076/106

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Oct 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	305 ANN DR, BERLIN, MD 21811-1011
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077920172
Date	Oct 5, 2020
Book Page	7792/172

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,844.00 (+2.71%) Homeowner's exemption	$286,233 (+11.3%)	$299,600 (+15.45%) Land $95,800 Building $203,800
2025	$4,716.00 (+2.77%) Homeowner's exemption
2023	$4,589.00 Homeowner's exemption	$257,167	$259,500 Land $95,800 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

Nearby Properties on Ann Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures