208 Ann Dr, Berlin, MD 21811 Property Records

Worcester County property record for 208 Ann Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,795 sqft · built 1977
Lot Size	0.617 acres (26,866 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Nov 1983)
Tax Bill	$4,502 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-036626`

Property Details

APN / Parcel Number

Primary APN	`03-036626`
Alternative APN	`036626`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,795 sqft Total Area
1st Floor Area	144 sqft
Utility Area	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,866 sqft (0.617 acres)
Lot Dimensions	2 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	036626
Street Address	208 ANN DR
City	BERLIN
State	MD
Zip	21811-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 25 135' X 200' COR ANN DR & CHERYE PL FRANKLIN HTS SEC 1
Legal Subdivision	FRANKLIN HEIGHTS
Legal Lot Number	25
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

208 Ann Dr is owned and occupied by two individuals who bought it in November 1983.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 ANN DR, BERLIN, MD 21811-1010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU/MD INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 1983 · Amount on File
Deed Sale	Nov 16, 1983 · Amount on File
Deed Book / Page	925 / 89
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	208 ANN DR, BERLIN, MD 21811-1010
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 ANN DR, BERLIN, MD 21811-1010

Mortgage

Document Number	0090500341
Date	Dec 3, 2025
Book Page	9050/341

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	208 ANN DR, BERLIN, MD 21811-1010
Document Number	0073260364
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 ANN DR BERLIN MD 218111010, BERLIN, MD 21811-1010

Mortgage

Document Number	0073260364
Date	Nov 26, 2018
Book Page	007326/000364

Lender

Name	STATE EMPS CU/MD INC
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 25, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 208 Ann Dr was $4,502 with a homeowner's exemption, up 2.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,502.00 (+2.53%) Homeowner's exemption	$277,000	$288,900 Land $95,900 Building $193,000
2025	$4,391.00 Homeowner's exemption
2023	$4,173.00 Homeowner's exemption	$244,400	$253,200 Land $95,900 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Ann Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Ann Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

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