302 3rd Ave SW, Cascade, IA 52033 Property Records

Dubuque County property record for 302 3rd Ave SW, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1983
Lot Size	0.297 acres (12,920 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Mar 2023)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-490-012`

Property Details

APN / Parcel Number

Primary APN	`18-36-490-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,920 sqft (0.297 acres)
Lot Dimensions	136 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 3RD AVE SW
City	CASCADE
State	IA
Zip	52033-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 14 & 15 & E 10' LOT 13 BLOCK 5 WEST CASCADE (ORIG TOWN);
Legal Range	02W
Legal Township	87N
Legal Section	36
Legal Subdivision	WEST CASCADE
Legal Block	5
Legal Lot Number	13-15
Jurisdiction	DUBUQUE IA
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1046
Census Tract	10300

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 3RD AVE SW, CASCADE, IA 52033-9661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage OHNWARD BANK & TRUST CO
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	20232194
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000009627
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 16, 2023
Property Address	302 3RD AVE SW, CASCADE, IA 52033-9661
Document Number	0000002194
Instrument Date	Mar 9, 2023
Instrument	2023-00002194
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 3RD AVE SW, CASCADE, IA 52033-9661

Mortgage

Document Number	0000002195
Date	Mar 16, 2023
Instrument	2023-00002195

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 30, 2021
Property Address	302 3RD AVE SW, CASCADE, IA 52033-9661
Document Number	0000014347
Instrument Date	Aug 19, 2021
Instrument	2021-00014347
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	302 3RD AVE SW, CASCADE, IA 52033-9661
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014349
Date	Aug 30, 2021
Instrument	2021-00014349

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	1-Year LIBOR
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,132.00	$243,900 (+10.41%) Land $26,300 Building $217,600	$243,900 (+10.41%) Land $26,300 Building $217,600
2024	$3,132.00 (+15.91%)
2023		$220,900 (+22.96%) Land $26,300 Building $194,600	$220,900 (+22.96%) Land $26,300 Building $194,600
2022	$2,702.00 Homeowner's exemption	$179,650 Land $32,920 Building $146,730
2021			$179,650 Land $32,920 Building $146,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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