108 3rd Ave SW, Cascade, IA 52033 Property Records

Dubuque County property record for 108 3rd Ave SW, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,442 sqft · built 1977
Lot Size	0.313 acres (13,650 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 2023)
Tax Bill	$2,382 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`19-31-356-013`

Property Details

APN / Parcel Number

Primary APN	`19-31-356-013`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,442 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asbestos
Lot Area	13,650 sqft (0.313 acres)
Lot Dimensions	150 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	108 3RD AVE SW
City	CASCADE
State	IA
Zip	52033-7775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 23 & 22 EXC E 18' EAST CASCADE;
Legal Subdivision	EAST CASCADE
Legal Lot Number	22,23
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1047
Census Tract	10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 3RD AVE SW, CASCADE, IA 52033-7775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer · Conventional Mortgage OHNWARD BANK & TRUST CO
Mar 29, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Mar 29, 2018
Deed Document Number	2023-00000412
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 18, 2023
Property Address	108 3RD AVE SW, CASCADE, IA 52033-7775
Document Number	0000000412
Instrument Date	Jan 3, 2023
Instrument	2023-00000412
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 3RD AVE SW, CASCADE, IA 52033-7775

Mortgage

Document Number	0000000413
Date	Jan 18, 2023
Instrument	2023-00000413

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DUBUQUE IA
Recording Date	Mar 29, 2018
Property Address	108 3RD AVE SW, CASCADE, IA 52033-7775
Document Number	0000003142
Instrument Date	Mar 28, 2018
Instrument	3142
Transaction Type	Transfer
Record Updated	Apr 23, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 3RD AVE SW CASCADE IA 520337775, CASCADE, IA 52033-7775

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,000 (+8.81%) Land $26,000 Building $168,000	$194,000 (+8.81%) Land $26,000 Building $168,000
2024	$2,382.00 (-2.46%)
2023		$178,300 (+7.07%) Land $26,000 Building $152,300	$178,300 (+7.07%) Land $26,000 Building $152,300
2022	$2,442.00 Homeowner's exemption	$166,520 Land $32,490 Building $134,030
2021			$166,520 Land $32,490 Building $134,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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